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PERSONAL IDENTITY VERIFICATION (PIV) REQUEST FOR OSHRC CREDENTIAL. Privacy Notice: Public Law 93-579 permits collection of the data requested on this form. The information is used to determine suitability for about The Healthful Benefits, the issuance of OSHRC credentials. The information will be used to identity proof and register applicants as part of the plutus inferno Personal Identity Verification process. Providing this information is about Benefits, voluntary; however, failure to submit this information may result in denial of inferno a OSHRC credential. A. PIV Request Source Document Confirmation (To be completed by Sponsor ) 1 . Replacement Card? #8299;Yes #8299;No 1a. Reason for Replacement:__________________________. 2 . B1* Application Complete? #8299; Yes (Required for new cards only) [*B1 is a generic reference to all investigations for federal employment purposes.] 3. U. S. Citizen #8298; Yes #8298; No: 3a. Country of Citizenship_______________________________. Essay About The Healthful Benefits! 4. The Life The Works! Contractor Company:___________________________Contract Number:_________________. 5. Application Information #8299;Contractor #8299;Employee.

Birth date (mm/dd/yyyy): _____________/____________/_________________. Hair Color______Eye Color_________Height_______Weight____ Gender____. Work Address: __________________________________________________. I agree to sponsor the above application for a PIV credential and certify that the information is accurate to the best of my knowledge . Sponsor Signature: ___________________________________________. Date (mm/dd/yyyy): ______________/_______________/_____________. Essay About The Healthful Benefits! B. Source Document Confirmation and Issuance Approval (To be completed by Registrar for new cards only, after Section A is completed.) 1. Did Italian Bring! Identity Source Document 1 (Attach copy) Doc. Title: _________________________________________________. Doc. Expiration Date (mm/dd/yyyy): ___________/__________/___________.

2. Identity Source Document 2 (Attach copy) Doc. Title: _________________________________________________. About The Healthful! Doc. Expiration Date: (mm/dd/yyyy): ___________/___________/__________. 3. FBI Fingerprint Check Result s. Date Completed (mm/dd/yyyy): ___________/____________/___________.

Comments: _____________________________________________________________________ _______________________________________________________________________________. I hereby certify that the information regarding the above applicant is accurate to the best of my knowledge and approve this application for credential issuance. Registrar Signature: _________________________________________________. Date (mm/dd/yyyy): _____________/________________/__________________. C. Credential Details (To be completed by Issuer, after Section A [and B, if required] is completed.) Name on Credential: ________________________________________________________. Enterprise Resource Planning Concerns And Risks! Credential Identifier: ________________________________________________________. Credential Expiration Date (mm/dd/yyyy): ______________/______________/_____________.

Picture Taken #8298; Yes #8298; No. I hereby acknowledge issuance of a credential to Essay Benefits the applicant identified above based on verification of the applicants identity and verification of the above Registrars issuance approval. Issuer Signature: ____________________________________________________. Date (mm/dd/yyyy): ________________/________________/________________. D. Applicant Acknowledgement (To be completed by Applicant, after Section C is completed.) I, the Applicant, confirm receipt of the PIV credential identified above and that the information is accurate to Enterprise Planning Concerns and Risks Essay the best of my knowledge, and agree to Benefits abide by Enterprise Resource and Risks all rules and responsibilities associated with the credential . Applicant Signature: ________________________________________________.

Date (mm/dd/yyyy)): ________________/________________/_______________. The Adjudicator will adjudicate the Applicants NACI according to the criteria listed below which are consistent with OPM requirements: (a) When adjudicating initial and continued eligibility to possess a credential, the Adjudicator shall make his or her determination based on the results of the about Benefits of Gratitude FBI Fingerprint Check, NACI, other OPM/NS BI, or agency inquiry into misconduct. (b) When making a PIV determination under (a) above, the Adjudicator must find out whether or not the identity provided to the Sponsor and Registrar during the registration process is the Applicant's true identity. For applicants for employment and Resource Concerns current Federal employees, the Adjudicator will consult with the Essay applicant or employee's servicing Human Resources staff before making a final determination as to whether to deny or withdraw a credential. (c) If the adjudication confirms the individual's true identity, but reveals unfavorable information that involve criteria 1 through 8 below, adjudication under 5 C.F.R. pt. 731 shall be conducted. I Am Portraying Through Essay! Part 731 criteria are: 1. Misconduct or negligence in employment; 2. Criminal or dishonest conduct; 3. Material, intentional false statement or deception or fraud in examination or appointment; 4. Refusal to furnish testimony as required by 5 C.F.R. 5.4; 5. Alcohol abuse of a nature and duration, which suggests that the applicant or appointee would be prevented from performing the duties of the position in question, or would constitute a direct threat to the property or safety of others; 6. Illegal use of Essay Benefits of Gratitude narcotics, drugs, or other controlled substances, without evidence of substantial rehabilitation; 7. Knowing and willful engagement in Making Us Stupid?,, acts or activities designed to overthrow the U.S. Government by force; or. About The Healthful Of Gratitude! 8. Any statutory or regulatory bar which prevents the lawful employment of the person involved in the position in question. (d) When making a suitability determination under 5 C.F.R. pt. 731, the following factors should be considered to plutus dante's the extent that they are deemed pertinent to the individual case: 1. About Benefits Of Gratitude! The nature of the restaurant position for which the person is applying or in about The Healthful, which the person is Vygotsky Theory Essay, employed; 2. The nature and seriousness of the conduct; 3. The circumstances surrounding the conduct; 4. The recency of the conduct; 5. The age of the person involved at the time of the conduct; 6. Contributing societal conditions; and. 7. The absence or presence of Essay about The Healthful Benefits rehabilitation or efforts toward rehabilitation . Resource Concerns Essay! [1] This directive will be supplemented to incorporate the requirements under PIV Part 2 - Government-wide Uniformity and Interoperability by September 30, 2006. [2] Temporary employees and Essay The Healthful of Gratitude contractors employed for six months or less will have limited and controlled access to agency facilities and information systems.

They will receive clear documentation on the rules of behavior and consequences for violations before being granted access to the agencys facilities and/or systems. Any security violation that may occur involving these employees will be documented and reported to appropriate authority within 24 hours. Any identity credential issued to these individuals must be visually and electronically distinguishable from Vygotsky and His Socio-cultural Theory identity credentials issued to employees covered by FIPS 201 standard. Occasional visitors are subject to the agencys visitor policies. [3] The Office of General Counsel will provide advice on any legal issues that may arise in implementing the agencys HSDP-12 program. [4] Federal regulations for Essay about, security, privacy and records archival will be followed in the storage and access control mechanisms used to Vygotsky Theory maintain data.

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resume word origin sign in Developer. “us” and terms of similar meaning) provide the Services subject to these terms and Essay about conditions of use (this “Agreement”). Throughout this Agreement, we will refer to the services, whether provided through one or more of Carr example our websites, including without limitation, the optimalresume.com website, the myoptimalcareer.com website, the thinkoptimal.com website and interviewup.com website (each a “Site”, and collectively the “Sites”), or provided through third party websites that have integrated the Essay about of Gratitude, OptimalResume API (defined below) into their respective websites, as the bring to america, “Services”. The Healthful. Users of the Services are referred to as “Users” throughout this Agreement. Content provided through the Services, including all text, information, data, logos, marks, designs, graphics, pictures, sound files, other files, and their selection and arrangement is called “Content”. Please read through this Agreement carefully before using the industry, Services. Essay Benefits. By using the Services on restaurant industry any platform or device, you agree to be legally bound by Essay about, the terms of this Agreement, and and His Socio-cultural Essay all policies, statements and guidelines incorporated by reference in this Agreement. If you do not agree to be bound by this Agreement in its entirety, you may not use the Services. If you have any questions about these Terms, please contact us through the “Contact Us” link or by email at [email protected]

The Services include online applications that help Users build resumes, cover letters, portfolios and professional web sites, prepare for job interviews, develop pitches and apply for jobs online. You are responsible for your use of the Services and for any Content you post to the Services. You must be at least thirteen (13) years of age to register for an account or use the Services. Please refer to the OptimalResume privacy policy, available at www.optimalresume.com/privacy (the “Privacy Policy”) for information on Benefits how OptimalResume collects, uses and discloses personally identifiable information from Users of the industry, Services. By using the Services, you consent to our use, collection and disclosure of personally identifiable information in accordance with the terms of the Privacy Policy. 3. User Accounts; Registration Data; Account Security. To use the Services, you must; (a) register for of Gratitude an account through one of the Sites (“User Account”); or (b) access our Services through the use of a supported institution’s single-sign-on portal (“SSO”). Upon registering for Us Stupid?, by Nicholas Essay a User Account or otherwise accessing our Services, you thereby agree to; (a) provide accurate, current and complete information as may be prompted by any registration forms on Benefits the Sites (“Registration Data”); (b) maintain the security of your password and your API key (if applicable); (c) maintain and promptly update the Registration Data, your password and any other information you provide to the Services, and to keep it accurate, current and Is Google Us Stupid?, by Nicholas Essay complete; and (d) accept all risks of unauthorized access to the Registration Data and any other information you provide to the Services. You are responsible for all activity on your User Account.

You may not assign your password or any of your rights under this Agreement without the prior written consent of OptimalResume, and any attempted assignment without such consent shall be void. 4. Essay About. User Content; Ownership; Copyright; Trademarks. As part of the Services, you may create or provide Content to OptimalResume (“User Content”). User Content is the property of restaurant its respective owners (e.g. the User that inputted it). Essay About. User Content on the Services may include text, data, information, images, videos, sounds and what bring other data uploaded by Essay about The Healthful, a User to the Services. Our only right to use your User Content is the limited licenses of Us Stupid?, by Nicholas Carr example use granted in Section 6 of Essay Benefits this Agreement. You are solely responsible for your User Content, and Is Google Making Us Stupid?, Essay example expressly agree that OptimalResume has no liability that arises from any User Content you submit through the Services. We have no responsibility or liability for your User Content, or for any loss or damage your User Content may cause to you or any third party. Although we have no obligation to do so, we have the absolute discretion to remove, screen or edit without notice any User Content posted or stored on about The Healthful the Services, and we may do so at our sole discretion at Vygotsky and His any time and for Essay of Gratitude any reason.

You represent that you have obtained all necessary third party rights, including, without limitation, copyrights, for any User Content that belongs to third parties. Industry. It is your responsibility to of Gratitude, determine if it is necessary for you to did italian immigrants to america, obtain, and for obtaining, any licenses required to use third party content which is Essay about The Healthful part of the User Content. YOU WILL BE RESPONSIBLE FOR MAKING BACK-UP AND ARCHIVAL COPIES OF ALL USER CONTENT. IN NO EVENT WILL OPTIMALRESUME BE RESPONSIBLE TO YOU OR ANY THIRD PARTY FOR ANY LOSS, CORRUPTION OR ALTERATION OF USER CONTENT, OR FOR ANY LOSS ARISING OUT OF ANY BREACH OF ANY SECURITY, INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT OR OTHER DAMAGES OF ANY KIND. While we will not be responsible for Writing: Portraying the Life Through data loss, the Services may include the ability for a User to migrate certain types of data from one Site to another through the Services. Other than User Content, the Services, all Content and Essay about The Healthful any other software used to create and operate the Services is the property of OptimalResume or its licensors, and is protected by immigrants bring to america, United States, Canadian and international copyright laws and about The Healthful of Gratitude all rights to the Services, such Content and plutus dante's such software are expressly reserved.

All trademarks, registered trademarks, product names and company names or logos mentioned in The Healthful of Gratitude, the Services are the property of their respective owners. 5. Bring. License to Use the Services and License Restrictions. OptimalResume grants to you a revocable, non-exclusive, non-sublicensable license to use and access the Services and to about, view the what immigrants bring to america, Content available to you through the Services (“License”). Other than as expressly permitted in this Agreement, the Content and the License are subject to the following restrictions and account terms: The Services we provide are for your use only. Essay About Benefits Of Gratitude. You may not resell, lease or provide them in any other way to anyone else, except as permitted through the Services. You may not make or distribute copies of the software or any Content contained in Is Google Carr Essay example, the Services (“Software”). You may not alter, merge or translate the Software, or decompile, reverse engineer, disassemble, or otherwise reduce the Essay about Benefits of Gratitude, Software to a human-perceivable form. I Am Writing: Portraying The Life Through The Works. You may not modify or create derivative works based on the Software or the Benefits, Content. Vygotsky Essay. You may not use the Services for any application deployment or ultimate production purpose.

You may not use the Services to develop any application having the Essay about Benefits, same or similar function as the Services. You may not remove or modify any copyright, trademark or other proprietary notices that have been placed in plutus dante's, the Content. You may not otherwise use the Services or the Content other than for its intended purpose. Except as expressly permitted above, any use of any portion of the Content without the prior written permission of its owner is about The Healthful strictly prohibited and to america will terminate the of Gratitude, License granted in inferno, this Section, this Agreement and your User Account with us. Any such unauthorized use may also violate applicable laws, including without limitation copyright and Essay The Healthful Benefits of Gratitude trademark laws, for which you may be held liable. Unless explicitly stated herein, nothing in this Agreement may be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise.

The Licenses in plutus, this Section are revocable by OptimalResume at any time. Your use of the The Healthful of Gratitude, Services and Content must not infringe or violate the rights of any other party, breach any contract or legal duty to Writing: Portraying the Life Through Essay, any other parties or violate any applicable law. Your use of the Services must comply with the User Content Guidelines outlined in The Healthful of Gratitude, Section 7 of this Agreement. 6. License of Your User Content to restaurant, OptimalResume. We do not claim any ownership interest in Essay about Benefits of Gratitude, your User Content, but we do need the right to use your User Content to the extent necessary to operate and provide the Services, now and in Resource Concerns and Risks Essay, the future. For example, if you upload an image to the Services as part of your User Content, we need your license to display that User Content on the Services. Therefore, by uploading or distributing User Content to or through the Services, you thereby (a) grant OptimalResume and its affiliates and subsidiaries a non-exclusive, royalty-free, transferable right to use, display, perform, reproduce, distribute, publish, modify, adapt, translate and create derivative works from such User Content, in the manner in and for the purposes which the Services from time to time use such User Content; (b) represent and warrant that (i) you own and control all of the rights to the User Content, or otherwise have the The Healthful, lawful right to upload and distribute that User Content, to or through the Services; and (ii) the use and uploading or other transmission of such User Content does not violate the terms of industry this Agreement (including the User Content Guidelines described in Section 7 below) and will not violate any rights of or cause injury to any third party. If your User Content is intended for the use of other Users, you also grant us and The Healthful our affiliates and subsidiaries a non-exclusive, royalty-free, transferable right to Enterprise Resource Planning Concerns Essay, sublicense such User Content to such Users for their use in connection with their use of the about The Healthful of Gratitude, Services, as described in this Section. These licenses from you are non-exclusive because you have the right to use your User Content elsewhere.

They are royalty-free because we are not required to pay you for the use of your User Content on the Services. And they are transferable because we need the right to transfer these licenses to any successor operator of the Services. Our rights to “modify, adapt, translate, and create derivative works from Making Us Stupid?, by Nicholas example, such User Content” are necessary because the normal operation of the Services does this to your User Content when it processes it for use in the Services. 7. User Content Guidelines. The Services may permit Users to The Healthful Benefits, upload or input User Content. User Content submitted will be deemed to be non-confidential. You agree not to Enterprise Concerns and Risks, post, upload to, transmit, distribute, store, create or otherwise publish through the Services any of the The Healthful of Gratitude, following: Any message, data, information, text, music, sound, photos, graphics, code or other material that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, racist, prejudiced, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable in Enterprise Concerns and Risks Essay, the sole opinion of OptimalResume; Content that OptimalResume determines in its sole opinion is intended to “spam” or “phish” from The Healthful, other Users, including the posting of Content outside of appropriate categories or feeds; Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of Portraying the Life any party or that would otherwise create liability or violate any local, provincial, state, national or international law; Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of Essay any third party; Private information of bring any third party, including without limitation, addresses, phone numbers, email addresses and credit card numbers, unless that third party has expressly consented to such use; Viruses, corrupted data or other harmful, disruptive or destructive files; Content that is unrelated to the use of the Services; or Content that in the sole judgment of OptimalResume, is objectionable or which restricts or inhibits any other person from using or enjoying the about The Healthful of Gratitude, Services, or which may expose OptimalResume or its affiliates or its Users to any harm or liability of any type. In addition, you agree to plutus dante's, the following:

Not to send unsolicited e-mail that would be expected to provoke complaints, as determined by OptimalResume; To ensure that all emails sent by you clearly identify you as the originator of any such email message; and Any communication by you in Essay The Healthful of Gratitude, response to a communication from another User (i.e. employers and university personnel) must be for a purpose reasonably related to the original message sent by such User. Any use of the Services in violation of the foregoing violates the terms of and His Socio-cultural Theory this Agreement and may result in, among other things, termination or suspension of your rights to use the Services. 8. Using the Essay about The Healthful Benefits, OptimalResume API. OptimalResume provides application programming interfaces (“API”s) that allow third parties to interoperate with the Services. Approved institutions can, and other developers may, be permitted to use the Concerns and Risks, APIs made available by OptimalResume (each, an “OptimalResume API”). This Section contains terms and conditions applicable to users of the OptimalResume API (including developers and approved institutions who have procured the services of a developer to develop a website containing the OptimalResume API) (“API Users”). If you are an Essay about of Gratitude, approved institution that has procured a third-party developer to develop a website containing the Us Stupid?, Carr, OptimalResume API (“API Implementation”), this Section applies to your and their use of the OptimalResume API, and you are responsible for their compliance with this Section to Essay about, the same extent as though you were developing the API Implementation yourself.

If you are a developer (“API Developer”) and not otherwise a User, your use of the OptimalResume API constitutes your agreement to the terms of use set foth in Vygotsky and His Socio-cultural Essay, this Agreement (the “Terms”). We may change these Terms without notice to Benefits of Gratitude, you by Vygotsky and His Socio-cultural, posting new Terms on the Sites. It is your responsibility to review the Sites for changes to the Terms. If you use the Services after new Terms are posted, your use of the Services constitutes your agreement to the new Terms. About The Healthful Of Gratitude. If you do not wish to be bound by the new Terms, you must cease your use of the Services. If you are an Is Google Making Us Stupid?,, API Developer and not otherwise a User of the Services, the license set forth in this Section applies to about Benefits, your use of the OptimalResume API, and the license set forth in Section 5 does not apply to your use of the OptimalResume API.

If you are also a User, the license set forth in Section 5 applies to your use of the Services apart from the What the Works Essay, OptimalResume API, and this Section applies to your use of the OptimalResume API. OptimalResume grants you a limited, revocable, non-exclusive, non-sublicensable license to use the OptimalResume API as provided by Essay The Healthful Benefits, OptimalResume, in the manner permitted by the Terms. Such license does not license any other Content to did italian bring, you. If you wish to use your API Implementation to display or deliver any Content provided by a User, you must obtain the prior agreement of that User to that use, by obtaining a license from the User, in terms of use governing the about, use by that User of your API Implementation, for your use of that Content. This limited license is subject to the usage restrictions set forth in immigrants bring to america, Section 5, and any further restrictions set out in your terms of Essay The Healthful Benefits use and privacy policy agreed to what did italian immigrants bring to america, by the User. If you do not present terms of use and a privacy policy to our Users upon their use of The Healthful Benefits your API Implementation, you may not use the OptimalResume API and any rights under this Agreement are hereby void. Your use of the OptimalResume API is also subject to the following additional restrictions. You may not: Interfere or attempt to interfere in any manner with the proper workings of the OptimalResume API, or create or distribute any API Implementation that adversely affects the plutus dante's inferno, functionality or performance of the Services or adversely impacts the behavior of other applications using the OptimalResume API; Misrepresent your identity or intentions when communicating with us in relation to the OptimalResume API, use the developer credentials licensed to a different individual or entity, allow your credentials to be used by Essay about Benefits, others, or mask your usage of the What I Am Writing: Essay, OptimalResume API; Use the OptimalResume API for any application that is directly competitive to the business operations of OptimalResume; Use the OptimalResume API in association with, or as a component of, any website that in the sole discretion of OptimalResume is determined to The Healthful, be obscene or otherwise inappropriate; Use the OptimalResume API for any application that constitutes, promotes or is used in connection with spyware, adware, other malicious programs or code; Use the OptimalResume API in any manner or for any purpose that violates any law or regulation, any right of any person, including but not limited to intellectual property rights, rights of what did italian immigrants privacy, or rights of personality; Replicate the Essay The Healthful Benefits, “look and feel” of the OptimalResume Sites; Disparage or otherwise negatively represent OptimalResume in did italian to america, your API Implementation; Use the OptimalResume API for any application that attempts to replace or replicate the essential user experience or functionality of the Services; Build conversion functionality that converts Content from the Service to a competing product or service; Reverse engineer, decompile or otherwise attempt to extract the source code of the OptimalResume API or any part thereof; or At any time you are operating your API Implementation, solicit, interfere with, induce or otherwise endeavor to about The Healthful Benefits of Gratitude, entice any of our Users to use a service that is what competitive to the Services. OptimalResume has no responsibility to any person for any use or misuse of any Content obtained through the OptimalResume API.

OptimalResume may monitor your use of the OptimalResume API for The Healthful of Gratitude any reason, including but not limited to: quality assurance, the improvement of OptimalResume products and services, and for verification of your compliance with these Terms. You shall not interfere with such monitoring or otherwise obscure from OptimalResume any aspect of Making your use of the OptimalResume API. You acknowledge that any use by us of your API Implementation for any of the above purposes shall not constitute our agreement to any terms of use associated with your API Implementation. Any and all purchases made on the Sites are processed by a third party payment processor, and additional terms and conditions will apply to the processing of such payments. The acceptance or rejection of any such terms and conditions is a private matter between you and the third party payment processor, and about The Healthful OptimalResume assumes no liabilities whatsoever related to such payment processing, including the submission, use, and misuse of example any personally identifiable information. You are solely responsible for making an about The Healthful Benefits, informed decision regarding the use of any services of any such third party payment processor. You will be informed when you leave the Site to restaurant, complete any such purchase and will have the option to cancel any such purchase prior to completion.

OptimalResume offers subscriptions that may be bought by you and given to a third party. Such gift subscriptions are available for a variety of durations as shown on the appropriate Site. You will be presented with a complete list of terms and Essay about The Healthful Benefits of Gratitude conditions that apply to any given gift subscription at did italian the time of the purchase transaction. Essay The Healthful Benefits. Please note the following specific terms: Upon the completion of the purchase of a gift subscription, an email will be sent to the email address you designate informing the recipient that you have sent them a gift subscription, and will include an activation key to start or use the gift subscription (“Activation Key”). The email will indicate the Vygotsky, maintenance fees that apply (if any). You will also receive an electronic receipt for the gift subscription that contains the Activation Key. This Activation Key can only be used once. If you use the Activation Key yourself, your intended recipient will be unable to activate the gift subscription. An email will be sent to Essay The Healthful, you once the recipient uses the restaurant industry, Activation Key to start a new subscription or extend an existing subscription. If the recipient is an Essay about Benefits, existing subscriber, they will be able to extend their existing subscription for the term of the gift subscription.

At the sole discretion of OptimalResume, a reminder email may be sent to the recipient one (1) year after the purchase of the Making Us Stupid?, by Nicholas, gift subscription as a courtesy. No reminders will be sent prior to maintenance fees being applied (if any) to Essay about The Healthful Benefits, the value of the restaurant, gift subscription. OptimalResume will not monitor the rejection of any email sent to a designated recipient related to a gift subscription. If the email address of the recipient changes, or was incorrect at the time the Essay The Healthful, gift subscription was purchased, no further action will be taken by plutus, OptimalResume. If you believe that you provided an incorrect email address at the time of purchase, you can email the Activation Key directly to Essay, the intended recipient using your own email account. Making Us Stupid?, Carr Essay Example. OptimalResume will not resend a gift subscription to about The Healthful Benefits of Gratitude, the intended recipient on your behalf. And Risks. Except as otherwise set forth herein, there are no refunds given once a gift subscription has been purchased. Essay The Healthful Benefits. Gift subscriptions may not be redeemed for cash or credit under any circumstances. The failure of your intended recipient to use the Activation Key will not result in a refund to you under any circumstances. Your purchase of a gift subscription, or the plutus inferno, use of the Essay of Gratitude, Activation Key by industry, your intended recipient (or You, whether intentionally or inadvertently) will be deemed the The Healthful of Gratitude, acceptance of these terms and the terms of this Agreement by You and your intended recipient, respectively. All refunds will be given at the discretion of Making Us Stupid?, Carr OptimalResume.com.

You agree to Essay about The Healthful of Gratitude, pay all charges that may be incurred by you or on your behalf through the Site, at the price(s) in effect when such charges are incurred. In addition, you remain responsible for What I Am Portraying the Life the Works any taxes that may be applicable to your Transactions. 11. Security of the Services. To protect your User Content and personal information, we use industry standard hosting services and security technologies that we believe will provide you with a secure and safe environment.

For example, the Essay Benefits, Services use a secure log-in function and all Content and information on the Services are encrypted using SSL certificates. However, no system is Resource Planning perfectly secure or reliable. Essay About The Healthful Benefits. The internet is an inherently insecure medium, and the reliability of hosting services, internet intermediaries, your internet service provider, and other service providers cannot be assured. When you use the what immigrants bring to america, Services, you accept these risks and the responsibility for choosing to use a technology that cannot guarantee complete security and about The Healthful of Gratitude reliability. THE SERVICES, THE CONTENT, AND THE OPTIMALRESUME APIS ARE PROVIDED TO YOU ON AN “AS IS” BASIS without warranties from OPTIMALRESUME of any kind, either express or implied. What. OPTIMALRESUME expressly disclaims all other warranties, express or implied, including without limitation implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. OPTIMALRESUME does not represent or warrant that the OPTIMALRESUME APIs, SERVICES or Content is accurate, complete, reliable, current or error-free, and expressly disclaims any warranty or representation as to the accuracy, ADEQUACY, or proprietary character of the OPTIMALRESUME APIs, SERVICES, the Content or any portion thereof.

While OPTIMALRESUME attempts to make your access to Essay about The Healthful, and use of the SERVICES safe, OPTIMALRESUME does not represent or warrant that the OPTIMALRESUME APIs, SERVICES or any Content are free of viruses or other harmful components. 13. Limitation of Liability; Indemnity. You waive and shall not assert any claims or allegations of what any nature whatsoever against Essay about The Healthful Benefits of Gratitude, OptimalResume, its affiliates or subsidiaries, their contractors, vendors or other partners, any of Is Google Making Carr their successors or assigns, or any of their respective officers, directors, agents or employees (collectively, the “Released Parties”) arising out of or in any way relating to The Healthful Benefits of Gratitude, your use of the Services or the Is Google Us Stupid?, Carr Essay, Content, including, without limitation, any claims or allegations relating to the alleged infringement of proprietary rights, alleged inaccuracy of Content, or allegations that any Released Party has or should indemnify, defend or hold harmless you or any third party from any claim or allegation arising from your use or other exploitation of the Services. You use the Services at your own risk . Without limitation of the foregoing, neither OptimalResume nor any other Released Party shall be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of Essay about Benefits data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of the Services or the Content, including without limitation any damages caused by or resulting from dante's inferno, your reliance on the Services or other information obtained from OptimalResume or any other Released Party or accessible via the Services, or that result from mistakes, errors, omissions, interruptions, deletion of User Content or other data, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from acts of god, communications failure, theft, destruction or unauthorized access to OptimalResume, any User, or any other Released Party's records, programs or services. In no event shall the aggregate liability of OptimalResume, whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of the Services exceed any amount paid by Essay Benefits of Gratitude, you for restaurant access to the Services during the Essay The Healthful Benefits of Gratitude, three months prior to the date of any claim, if any. 14. Employer Use of the Services. OptimalResume believes in equal opportunity principles, and believes that any employers using the Services should not discriminate against any employee or applicant for employment because of race, color, religion, sex or national origin, and encourages employers to ensure that applicants for employment and employees are treated during employment without regard to their race, color, religion, sex or national origin. The Services may aid or permit employers to Resource Planning Concerns and Risks, review job applications. OptimalResume reserves the right to require employer users (“Employers”) to affirm that their organization is an equal opportunity employer.

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Price of gold global gold market. 1.1 Background of Study. The global gold market has recently attracted a lot of attention and the price of gold is relatively higher than its historical trend. In 2008 and early 2009 most metal prices fell and the global economy was in recession. Essay Benefits Of Gratitude? Many mining companies had difficulties surviving during this period. Some reduced their production rates and postponed projects while others switched to hedge instruments or long-term contracts to guarantee commodity prices.

Prerana,B. Example? et al (2013) define the gold as the most precious metals and valuable. Its become symbolic in life. Gold become symbol of purity, value, royalty and properties of combining these properties. Turk and Rubino (2008) define as gold become alternative for dollar since its collapse. Cash flows in mining projects are volatile and are significantly influenced by the fluctuation of mineral commodity prices. Essay The Healthful Of Gratitude? The price and production behavior of gold differs from most other mineral commodities. In the 2008 financial crisis, the gold price increased by Resource Planning 6% while many key mineral prices fell and Essay about, other equities dropped by around 40% (Shafiee S. and Topal E.,2010). And His? Like other goods, gold price depend on supply and demand. Gold is storable and the supply is accumulated over centuries. In global view, there are broad of studies on determinants that contribute to prices of gold.

According to Toraman C, Basarir C, and Bayramoglu M. F., the variables that are thought affect the Essay about Benefits gold prices are oil prices, silver prices, USA exchange rate, USA inflation rates are analyzed from 1992 until 2010. Figure 1.1: Fluctuation gold price in Malaysia. The Figure 1 shows the fluctuation gold price in restaurant industry, Malaysia. We can see that along the price of gold increase from The Healthful, 2006 until it reached its peak at 2011 until 2013 and slowly decrease until this year. In Malaysia, nowadays many investors or people are good and educated enough to engage with gold. They will update the current gold prices in order to restaurant grab the chances where they can buy gold at lower prices and sell it at high price later on. So, in our study, we want to determine the most important determinant of gold price. This study will begin with the about of Gratitude problem statement and a little bit explanation of factors affecting gold price in the literature review. Socio-cultural Theory Essay? The following chapter will be discussed on the methodology that we have been used in order to determine the factors affecting gold price. We have four quantitative data and will try to model the gold price by using multiple linear regression. The result will be presented and the conclusion will be on the last chapter.

We will study the about of Gratitude determinants of gold price in Through the Works, Malaysia by analyzing 9 years data from January 2006 until September 2015. 1.2 Problem Statement. Detrixhe (2011) highlighted that the downgrade of S#038;P rating on US Treasury Bond from AAA to AA+ was the reason for the highest price of gold breakthrough. He mentioned that from the Essay about The Healthful Benefits of Gratitude first quarter of Enterprise Concerns Essay 1980, gold price vigorously increased from Essay of Gratitude, USD 38.50 per ounce to USD 631.10 per ounce. Since this trend ongoing until the gold price reached the peak level at August 2011. So, the gold price has the Is Google Making Us Stupid?, Essay example highest price of Essay Benefits of Gratitude USD 1917 per ounce. Yi Tian (2011) said that, since the downgrade of S#038;P rating on US Treasury Bond from AAA to AA+, it led to US debt crisis. So, many investors lost their confidence towards US Paper Currency. So, they tend to What Writing: Portraying the Life Through the Works Essay shift their investment into Benefits gold that can protect their investment value. This is the reason of gold have higher demand and Vygotsky Essay, the gold price increase until USD 1917 per ounce in August 2011.

Choong et. al (2012) mentioned that some investor become worried due to Benefits high gold price. Did Italian Bring? This is Essay Benefits because gold price may not stay long lasting at current increasing trend. In Malaysia, Datuk Meer Sadiq Habib said that the price of 916 gold has dropped to RM156 per gram previously in the early of 2013. Utusan (2013) highlighted that according to What Portraying the Life the Works Datuk Louis Ng, the gold price vigorously decreased not a bad news but it is a chance to a new investor. He also said, although the gold price dropped to about The Healthful of Gratitude very low price but previously the gold price has increased and maintain for a long time. So, in our study, we would like to industry find out the factors that contribute to the gold price in Malaysia. 1.3 Theoretical Framework. Figure 1.2: Theoretical Framework of Gold Prices in Malaysia. We have decided to use four independent variables to Essay about find the restaurant most significant variable that contribute to the gold price in Malaysia.

The first independent variable is inflation rate. Inflation rate is a worldwide macroeconomic problem owing to its adverse implication for Essay about Benefits economic expansion. Gold price have attracted considerable attention for their potential effect on inflation. Second independent variable refers to silver price. Silver price generally tends to exaggerate gold price and substitute goods of gold. Third independent variable is industry crude oil price. The main idea behind the about The Healthful Benefits of Gratitude gold and oil relationship is the increase in the price of dante's inferno oil result in increased prices of gasoline which is derived from oil. Essay Benefits? If gasoline is more expensive, than it is more costly to transport goods and their prices go up.

Lastly, exchange rate means that a rate which one currency may be converted into another. Gold is a prime candidate for a study of the Writing: the Life Through the Works Essay effects on commodity prices of fluctuation in major currency exchange rates. 1.4 Research Questions. Below are the research questions for this study. The research questions consist of two questions which are; What are the factors that affect the gold prices? What is the most significant factor among inflation rate, silver prices, crude oil prices and exchange rate that contribute to gold prices?

1.5 Research Objectives. Below are the objectives that we want to achieve. There are two objectives in this study. The objectives for this study are to determine: The significant factor that affect the Essay Benefits of Gratitude gold prices. The most significant factor among inflation rate, silver prices, crude oil prices and exchange rate that contribute to gold prices.

1.6 Research Hypothesis. Below are the research hypotheses in this study. The hypotheses are: There is at least one independent variable among inflation rate, silver prices, crude oil prices and exchange rate that affect to gold prices. There is a significant relationship between inflation rate and restaurant, gold prices. There is a significant relationship between silver prices and gold prices. There is a significant relationship between crude oil price and Essay about The Healthful of Gratitude, gold prices. There is a significant relationship between exchange rate of one USD/MYR and gold price.

1.7 Scope and Limitation. This study focuses on the gold price for restaurant industry each month starting from January 2006 to September 2015. This means that it only involves 117 samples of data. The data that we used is the Essay about Benefits of Gratitude secondary data that are obtained from The Central Bank of Writing: Portraying the Life Through the Works Essay Malaysia official portal and other international website. The Healthful? The data consists of four independent variables which are inflation rate, silver price, US exchange rate and crude oil price. Other variable that may affect gold price are not use.

In this study, we gathered some statistics about gold prices and the factors that affect it in Malaysia. We are using multiple linear regression model to analyze the data. The major conceptual limitation of all regression techniques is it can only ascertain relationships, but we can never be sure about the underlying causal mechanism. 1.8 Significance of Study. Gold is the most precious metal that is popular for investment. Inferno? Many investor buy gold as a way of diversifying risk especially through the use of future contracts and derivatives. Some people also buy gold not only because of its value but it also because it is easy to Essay of Gratitude store, easy to transport, and is very useful in many modern applications. In fact, all gold remains immensely valuable in the views of all governments. What I Am The Life Through? That is why every central bank of Essay about of Gratitude any significance buys and holds gold in reserve in a world of Is Google Making by Nicholas Essay example almost universal paper money.

So, this research will help the investor and people to find the best time period to Essay Benefits of Gratitude buy and trade the dante's inferno gold. Besides, they also can get better understanding about the factors that will affect gold price especially in Malaysia, 1.9 Definition of Terms. Gold is a chemical element in its purest form; its a bright, slightly reddish yellow, dense, soft, malleable and ductile metal. Gold is a precious metal which has a long and illustrious relationship and continues to do so.

Gold served as money until other form of currency were devised and about The Healthful of Gratitude, even now gold is used for an investment (Michael, 2007). Inflation rate is Socio-cultural Essay when the prices of some goods and Essay about The Healthful of Gratitude, services are increasing while the purchasing power falls. Exchange rate means that a rate which one currency may be converted into another. Immigrants Bring To America? It is being used when simply converting one currency to another such as for the purpose of travelling to another country or engaging in speculation or trading in the foreign exchange market (Martin, 2011). Crude oil is a mixture of naturally occurring hydrocarbon that is Essay The Healthful Benefits of Gratitude refined into diesel, gasoline, heating oil and restaurant industry, literally thousands of other products called petrochemicals. Crude oils are named according to The Healthful Benefits of Gratitude their contents and origins and classified based on their per unit weight (specific gravity) (Martiani and Rahfiani, 2009). Crude oil price refers to the gasoline. As the Writing: the Life Through the Works price of gasoline increases, the charge for transportation to transport goods also increases. Silver price refers to the price of silver that always have a good combination with gold or as a substitute good to replace gold. There are several researchers who had done the research on determinants of gold prices and several variables. For example, Choong et al. (2012) has carried out the study on determinants of gold prices.

Ismail et al. (2009) also had been done the research on forecasting gold prices using multiple linear regression model. So, this study concerns on the relationship between dependent variable which s gold prices and the predictor variables such as silver price, inflation rate, exchange rate and oil prices. About Benefits? In this chapter, there will be some relevant researches that had been done recently by the researchers around the world. Most of them reported that all the predictor variables are significant in this study. 2.1 Gold price and silver price. There are some researchers who have done their research on gold and silver price. For example, Ciner (2001) reported that on the Tokyo Commodity Exchange in 1990s, there are no long-term steady relationship between gold and silver. This is show these two market cannot be approached on the same market . Escribano and Granger (1998) stated that based on their study, they found that in certain periods, especially during bubble and after bubble period, cointegration may existed. They found that there is strong relationship found using the actual return of gold as the What I Am Writing: the Life Through the Works Essay dependent variable and silver as independent variable in about The Healthful, the regression. Tulley and Lucey (2006) as cited by Choong et al. Dante's? (2012) mentioned historically, long run the steady relationship observed between gold and silver are strong and convincing. According to Lee and Lin (2012) as cited in about The Healthful Benefits of Gratitude, Choong et al. (2012), gold and silver can be substitute goods to each other.

Choong et al (2102) also reported using simple and multiple linear regression, it shows that silver and gold can be substitute goods to each other. So, they said that there is positive relationship between gold and silver. According to Choong et al. Vygotsky Socio-cultural Theory? (2012), they reported Solt and Swanson (1981) results. Solt and Swanson (1981) mentioned that there is Essay about The Healthful of Gratitude positive relationship in United States between gold and silver markets. Although they found that gold and silver are positively related but they were not stable. So, they conclude that even though only weak correlation exists between gold and silver but there is dante's inferno still existed steady long-term relationship. 2.2 Gold price and inflation. The findings of relationship existed between gold and Essay, inflation was positively related. There are a few studies that have been done on the relationship between gold and inflation. For example, Siti et al. Industry? (2013) had mentioned there is significant relationship between gold prices and inflation rates.

So they conclude that they had achieved their objective since they would like to study if there is relationship between gold prices and inflation rate. According to Ismail et al. (2009), they found gold prices and inflation rates are positively relationship. According to Baur (2011) as cited by Choong et al. (2012), claims that in simple linear relationship between gold price and Essay about Benefits of Gratitude, inflation, positive coefficients can be found. Multiple linear relationship have more strong results compared to simple linear relationship. Is Google Making By Nicholas Carr Example? According to Tully and Lucey (2007), they claims that insignificant relationship between gold price and Essay The Healthful Benefits of Gratitude, inflation was found using GARCH approach (Choong et al., 2012). Worthington and Pahlavani (2006) mentioned that gold price and inflation have strong cointegration relationship in their research findings. So they concluded when the long-run steady relationship existed between gold price and inflation, the gold becoming more effectiveness as inflation hedge. Choong et al. (2012) stated that using both simple linear regression and multiple linear regression model and multiple linear regression model, they still found that positive and significant relationship existed between gold price and inflation.

They stated that the positive relationship was moving in same direction. This is show that gold are strong hedge against inflation. 2.3 Gold price and Is Google by Nicholas, exchange rate. Choong et al. (2012) reported that between gold and The Healthful Benefits, USA dollar trade weighted show significant and negative relationship existed. This is when US dollar decreased against other currencies, gold price will become higher and vice versa.

Choong et al. (2012) also claims that majority transactions of What I Am Writing: Portraying the Works Essay gold were in Essay about Benefits of Gratitude, US dollar. When US dollar decreased against other currencies, gold price in US dollar increased in Vygotsky and His Essay, its value. Soytas et al. Essay About The Healthful Benefits? (2009) as cited in Choong et al. Restaurant? (2012) said that gold can be used to hedge against US dollar exchange rate. Levin and Wright (2006) as cited in Choong et al. (2012), said that they applied different cointegration regression techniques in order to examine the Essay about The Healthful Benefits of Gratitude key factors of gold price movements. They find out What I Am the Life Through that between changes in gold price with changes in the US dollar trade weighted exchange rate and Essay about The Healthful, gold price lease rate, there are statistically significant relationships exited. This negative relationship between gold price and US dollar trade weighted also was supported by Ismail et al. (2009). They mentioned that gold price should change inversely against the US dollar. They stated that because majority of gold transactions in the world were quoted in US dollar. Akar (2011) found the what did italian bring relationship between stock exchange, gold and about, foreign exchange returns in Turkey from to america, period of about The Healthful of Gratitude 1990 to 2010 by using dynamic conditional correlations GARCH model. His result of the study stated that dollar to gold relationship was positive throughout the sampling period except for 2010. Sujit K. S et al. (2011) said that through the simple relationship between currencies, there are no interconnection exists between exchange rate and What the Works, gold price.

Choong et al. (2012) concluded that based on some researchers studies before, the results are seems to be mixed between gold price and US dollar exchange rate. So they stated that relationship is about Benefits still not clear between the variables. Industry? This issue will lead researchers to investigate the Essay The Healthful of Gratitude relationship between gold price and exchange rate. 2.4 Gold price and crude oil. On the previous study, the relationship between gold price and dante's inferno, crude oil prices are found to be positive. However, some researchers claims that bilateral and unilateral relationship existed among gold prices and crude oil prices. The Healthful? Shafiee and Topal (2010) reported a positive correlation between gold and crude oil prices. Restaurant? The correlation are very high which means that when oil price increases the gold price will also increase (Choong et al., 2012). Soytas et al. (2009) cited by Choong et al. (2012), mentioned that gold price and oil price in the short run have positive significant relationship elasticity.

According to Narayan et al. (2010), the long run relationship between gold and oil spot increase (Choong et al., 2012). Essay Of Gratitude? There was highly correlated found in the result of cointegration test. Oil market can be used in order to forecast gold market price and I Am the Life the Works, vice versa and it is show that bilateral relationship existed among them. Zhang and The Healthful Benefits, Wei (2010) found significant unilateral linear Granger causality between crude oil and dante's inferno, the gold markets existed increase (Choong et al., 2012). However, Liao and Chen (2008) reported that by using TGARCH model, gold price returns did not affect oil prices (Choong et al., 2012). Of Gratitude? Choong et al. (2012) concluded that using simple linear regression and dante's inferno, multiple linear regression model, the Essay about The Healthful Benefits relationship was positive and plutus inferno, significantly between crude oil and gold price. When crude oil prices increase, the cost of gold mining will also increase. So crude oil can be served as the main cost in gold prices.

Sujit K. Essay About Benefits Of Gratitude? S et al. (2011) said that through the simple relationship between currencies, there are no interconnection exist between crude oil and gold price. Overall, the relationship of by Nicholas example gold prices between silver price, inflation, exchange rate and Essay about The Healthful of Gratitude, crude oil are seems to be positively related. What I Am Writing: Through The Works Essay? However, the relationship between gold price and crude oil price are still unclear and need to study more. In this chapter, we will discuss the The Healthful Benefits method that will be using to determine the factors that affect the gold price in Malaysia. The method that we found to be the most suitable for this research is Multiple Linear Regression (MLR) method. Thus, further explanation will be elaborated from the beginning of analyzing the data until we find the best model and accurate result. For the purpose of this study, we are using secondary data that have been obtained from The Central Bank of Malaysia official portal and other international website. Theory Essay? From the website, we are only interested in collecting data related to silver price, inflation rate, exchange rate (USD/MYR) and crude oil price as they are our independent variables for about Benefits this study. The data are recorded according to immigrants to america month.

The sampling period for Essay about The Healthful of Gratitude this study covers a period of 10 years from January 2006 until September 2015. 3.3 Software used. In this study, we are using the Planning and Risks Essay latest versions (2015) IBM SPSS Statistics, Microsoft Word and Microsoft Excel. The Healthful Of Gratitude? SPSS software is used to run automatic linear modeling regression to find the output for the significant variables. 3.4 Data Analysis Technique. In this topic, further explanation regarding to the process of systematically applying statistical techniques to describe and evaluate data is carried out. We will analyze the entire data and the findings will be reported in an appropriate way. 3.4.1 Descriptive Analysis.

Descriptive statistics is a basic analyze of the data like mean and standard deviation. The average value of data shows the and Risks Essay mean while the deviation of Essay about The Healthful Benefits of Gratitude value from mean represent the standard deviation. Making Example? Descriptive statistics enables us to present the data in a more meaningful way, which allows simpler interpretation of the data. The formula is shows as below: Where, n = sample size. x = correspond to Essay Benefits of Gratitude the observed value. Where, n = sample size. x = correspond to the observed value. 3.4.2 Pearsons Correlation Coefficient.

Correlation is used to determine the Is Google Making Us Stupid?, Carr Essay example relationship or correlation between two numerical variables. About? Correlation coefficient, r is a measure of the degree of linear relationship between two numerical variables. r = 0 means no correlation, r = +1 means a perfect positive relationship and r = -1 means a perfect negative relationship. According to Making Us Stupid?, by Nicholas Carr Essay Norleha and about Benefits of Gratitude, Norhasliza (n.d) they rate the r as below: 0.50 0.70 : moderate. ? 0.90: very strong. 3.4.3 Multiple Linear Regression. Multiple linear regression is a statistical technique that uses several explanatory variables to predict the outcome of a response variable. Immigrants Bring? The goal of The Healthful multiple linear regression is to Vygotsky Socio-cultural Essay model the relationship between the explanatory and Essay The Healthful Benefits of Gratitude, response variables. Is Google Making Us Stupid?, By Nicholas Essay? We are using stepwise regression method because we want to improve a models prediction performance by Essay The Healthful Benefits reducing the variance caused by estimating unnecessary terms. For this study, the dependent variable is gold price while independent variables are silver price , inflation rate, US exchange rate, and crude oil price that used to determine the factors that affect the price of gold. The general model for What I Am the Life Through Multiple Linear Regression : Yi = ?0 + ?1X1 + ?2X2 + + ?nXn + ? where i= 1,2, , n. The model in this study:

Yi = ?0 + ?1X1 + ?2X2 + ?3X3 + ?4X4 + ?. Y : Gold price (USD/oz) X1 : Silver price (USD/oz) X2 : Exchange rate (USD/MYR) X3 : Inflation rate (%) X4 : crude oil prices (USD/barrel) 1. There is a linear relationship between dependent variable and independent variables. 2. The error terms are normally distributed. 3. It is Benefits of Gratitude assumed that the Is Google Making by Nicholas Carr predictors are independent for one another.

4. The error terms are independent of one another (Autocorrelation) 5. The error variance is constant (Homocedasticity) Firstly, multiple linear regression needs the relationship between independent variables and dependent variable to be linear. Essay About Benefits? It is Theory Essay also important to check for outliers since MLR is The Healthful Benefits of Gratitude sensitive to outlier effects. The linearity assumption can best be tested with scatter plots between predicted versus residuals. It is restaurant said to be linear when all points are random and no pattern. Secondly, multiple linear regression analysis requires all variables to be normal. This assumption can best be checked with a histogram and a fitted normal curve or a Q-Q plot. Normality can be checked with the goodness of Essay about The Healthful fit test, for restaurant industry example the Kolmogorof-Smirnof test. If the data is not normally distributed, a non-linear transformation might fix this issue.

However, it can introduce effects of multicollinearity. Thirdly, multiple linear regression assumes that there is a little or no multicollinearity in the data. Multicollinearity occurs when the independent variables are not independent from each other. A second important independence assumption is that the error of the mean is about The Healthful of Gratitude uncorrelated. Multicollinearity is checked against 3 key criteria: i. I Am Portraying Through? Tolerance it measure the influence of one independent variable on all other independents variables. T 10, so multicollinearity exist. Fourthly, multiple linear regression analysis requires little or no autocorrelation in the data. Autocorrelation occurs when the residuals are not independent from each other.

It can be tested with Durbin Watson test. As a rule of about The Healthful Benefits thumb values 1.5. Search our thousands of essays: If this essay isn't quite what you're looking for, why not order your own custom Finance essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is restaurant industry qualified to a high level in our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and you could have your customised Finance work in your email box, in about The Healthful Benefits, as little as 3 hours. This Finance essay was submitted to us by a student in order to help you with your studies. This page has approximately words.

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Impact of festivals on environment Essay. India is a land where the life of its people is beautified with festivals. Festival is acelebration of the changing seasons, harvest, reconciliation and the birth anniversaries of saints, gurus and prophets and honours the gods and goddesses. History of festivals. Epigraphical evidences prove that festivals have been celebrated in India since Vedictimes. The Aryans conquered India around 1500 B.C. and cultural integration with thelocal population took place.

1. Religious Festivals. A large number of festivals being celebrated in India have a religious outlook. Thesefestivals are being celebrated in commemoration of some saints, gurus and prophets, thegods and goddesses or events celebrating their victories. 2. Temple Festivals. No festival in India is complete without a feast, and the Hindu temple provides feastsduring the temple festivals.

The attendees spend all day at the temple, enjoyingthemselves. 3. About Benefits! Fairs or Melas. Melas or Fairs are extremely popular not just in India but all over the world. Mela servesa very important role as most of the festivals are celebrated in individual homes. Melasthat are normally celebrated for a week to plutus dante's over a month help to bring the communitytogether and share greetings. 4. National Festivals. Independence Day, August 15, commemorates the day in 1947 when India achievedfreedom from about Benefits, British rule. The day is celebrated to commemorate the birth of the world`s biggest democracy as a national festival.

5. Regional Festivals. India presents a cultural potpourri of number of religions with their festivals andcelebrations but the restaurant, four major religions followed in India are Hinduism, Islam, Christianity and Sikhism in the descending order. There are a number of regionalfestivals that are celebrated in particular areas only. 6. New Year Festivals. Baisakhi or Vaisakhi is the first day of the month of Vaisakha, the beginning of theHindu year in some parts of the country. For the Sikhs in Punjab and other parts of thecountry, this day has a particular significance, as it was on this day in 1699 that GuruGobind Singh founded the Khalsa.

Here are few festivals with their impact on environment. Rebirth of Lord Ganesh. Lokmanya Tilak The Founder Of Ganesh Festival. Serves as a meeting ground for people. Contamination Of Water bodies. Noise pollution An unfortunate outcome of this joyous festival. Soil pollution due to dumping of Nirmalya. To celebrate return of Ram Sita. Signifies the end of darkness . ENVIRONMENTAL IMPACTS OF DIWALI. Air Pollution through Firecrackers. High Energy Consumption.

The symbol of victory overevilness. To celebrate the arrival of Spring. Reflection of the various colorsof spring season. ENVIRONMENTAL CONCERNS ABOUT HOLI. The use of toxic chemical colours. The use of wood for burning Holi fires. The wasteful use of water during Holi. Celebrates the victory of Lord Krishna over the mythical Kaliya. Worship of. To express Gratitude towards snakes. Hunting of snakes.

Torture to snakes. Unnecessary feeding of milk. Impact of Festivals on Environment. Festivals are becoming significant contributors to air pollution in India. We have so manyfestivals and increasing commercialization a growing economy is Essay about The Healthful, turning everycelebration into grand occasions to splurge. Enterprise Resource Planning! Are we aware of what this is doing to our environment? Heres a look at how all those festivities affect the air quality.Air pollution levels in big cities are appalling at the best of times and are a growingcause for concern. The Respirable Suspended Particulate Matter (RSPM) dust, fumes,smoke, and gases is way above permissible limits in many of our big cities.

This levelsees a quantum jump during festivals, the main culprits being crackers, inflammablesubstances, and artificial colors. Pollution due to festivals. Air Pollution due to Essay The Healthful of Gratitude smoke of crackers. Water Pollution due to immerging statues of God and Goddess made of artificialor synthetic harmful chemicals into rivers,ponds and dams. Noise Pollution due to loudness of Theory music system.

The practice of immersion of Ganesh idols after the Ganesh festival invarious cities is causing severe water pollution which leads to the death of tonnes of fishand many aquatic creatures. Gone are the days when the idols are made with clay,nowadays idols are made with Plaster Of Paris and chemical dyes. Essay The Healthful Benefits Of Gratitude! The repeated cautions and warnings of ecologists and did italian immigrants bring, environmental scientists towardsthe possible hazards inflicted by the Plaster Of Paris are falling into the deaf ears of theidol makers and buyers. According to scientists, Plaster Of Paris does not get dissolved or disintegrated fast. Moreover, the chemical dyes and colours being used to colour the Essay The Healthful of Gratitude, idolscontain poisonous elements. Particularly, Red, Blue, Orange and Green colours containMercury, Zinc oxide, Chromium and Lead, the potential causes of developing cancer.According to one estimate, 7500 idols of Ganesh are weighing about 20,000 kg or inother words, 20 tons. The sea-shore of restaurant industry Mumbai absorbs the immersion of Essay about Benefits about 1.5 lakhidols every year. The very calculation of the accumulation of clay, Plaster Of Paris,dangerous Chemicals from the paints and colours will shatter the thinking faculty of any brain. The immersion of Durga Statutes during the Durga pooja is Planning Concerns and Risks Essay, also a cause of concern for environmentalists. Essay About Of Gratitude! In Orissa alone 5,000 Durga pooja idols are made, most of them using harmful paints. Heavy metals like lead and Vygotsky Socio-cultural Theory Essay, chrome are not easily assimilated in an aquatic environmentand can lead to the massive hurt of Essay The Healthful of Gratitude flora and fauna of the river, pond, lake and coastalareas.

As the same river, pond and lake water is used for bathing and drinking purposehigh levels of lead can damage the Vygotsky Socio-cultural Theory, heart, kidneys, liver, circulatory system and centralnervous system, the environmentalist warned. Impact of air pollution on The Healthful health. Air pollution can lead to lung cancer, cardiovascular diseases, chronic respiratorydiseases, and allergies in and His adults. Essay About Benefits! It can also cause acute respiratory infections in children.Suspended particulate matter can cause asthma, bronchitis, and other respiratory diseaseSulfur dioxide can damage lungs and lead to industry lung disorders like wheezing and shortnessof breath.Oxides of Nitrogen can cause skin problems, eye irritation, and cause respiratory problems in children.Chemicals used in crackers like lead, magnesium, cadmium, nitrate, sodium, and about Benefits of Gratitude, otherscan have various harmful effects. Loudspeakers, fire crackers and loud musical instruments, appear to be one of the biggest culprits of noise pollution during festivals in our country. With the advent of urbanisation, people in the metros had to grapple with the problem of noise pollution in everyday living, and any kind of public celebration only aggravates this lurking issue. Enterprise Resource Concerns Essay! A study by World Health Organisation (WHO) asserts that noise pollution is not only a nuisance to the environment but it also poses considerable threat to public health. In residential neighbourhoods, the Supreme Court limits the noise levels to Essay Benefits 55 decibels in the day and 45 decibels at night. The local authorities are here to maintain decorum during festivals but we as citizens should also be responsible enough to keep noise within permissible limits. Time and again people have violated these levels during Janmashtami, Ganesh Chaturthi, Durga Puja, Navratri, Dussehra, Diwali and the list goes on.

Despite being worldly-wise, we ignore the health impacts of Enterprise Planning Essay incessant exposure to such high-decibel sounds. Besides affecting toddlers and children, they bring health issues in adults like hypertension, sleep disturbance, tinnitus and acute hearing loss. Ganpati celebrations shortly followed by Durga Puja this year saw immersion areas littered with flowers and parts of idols. The mess created by bursting of crackers cannot be ignored as well. The Healthful Benefits! The materials such as plaster of Paris used in What I Am Writing: Portraying the Life Through making idols add to the water pollution. Paints used for decorating the idols, loaded with high levels of mercury and lead, increases the toxin levels of about The Healthful Benefits water bodies after immersion days.

These toxins eventually enter the and His Socio-cultural Essay, food chain after affecting the marine ecosystem and its biodiversity. The highly contaminated Ganga is now saturated with litres of paint, bulks of Essay The Healthful plaster of Paris, toxic synthetic materials and non-biodegradable wastes like plastic flowers, plunged into the holy river. Every year, in the aftermath of Ganpati celebrations, newspapers publish images of Girgaum Chowpatty and other immersion areas littered with huge parts of idols. I Am The Life Through! The main culprit is, of course, the plaster of Paris (PoP) that is used to make majority of the idols. PoP takes several months to Essay about The Healthful completely dissolve. What Portraying! Also, the paints used for colouring and decorating the idols contain high levels of mercury and lead, which adds to about of Gratitude the pollution.

The Maharashtra Pollution Control Board (MPCB) has found significantly higher levels of toxins in water bodies after immersion days. These pose a great danger to the marine ecosystem and What Writing: Essay, its biodiversity. These toxins also eventually enter the about The Healthful, food chain. Apart from releasing toxic gases, bursting of crackers also leads to What Writing: Portraying the Life Through the Works Essay pollution of air. Essay About The Healthful Of Gratitude! Diwali, every year leads to an alarming rise in the level of Respirable Suspended Particulate Material (RSPM) in the air, due to bursting of fire crackers. RSPM are minute particles and can contribute to various health issues including asthma and bronchitis. On the Ganpati immersion days in 2012, the MPCB found an alarming rise in the level of respirable suspended particulate material (RSPM) across Mumbai and in other cities in the state. RSPM are suspended particles in the air due to bursting of fire crackers and large number of heavy vehicles plying on dante's inferno the roads taking idols for immersion. Since RSPM are small enough to Essay The Healthful Benefits be breathed in, they can contribute to and His Socio-cultural Essay various health issues such as asthma, bronchitis and about of Gratitude, reduced lung function. These are chronic ailments and persist long after the Is Google by Nicholas Essay example, direct source of pollution is removed. Festivals also generate a humongous amount of dry waste.

With firecrackers being the main ingredient to Diwali celebrations, the problem of dry waste increases by leaps and bounds due to lack of dumping space and Essay The Healthful, other neglected constraints. Diwali being round the Portraying the Life Through the Works, corner, local government bodies should take a meticulous approach towards guidance notes for municipal solid waste disposal. Garbage that can easily be recycled or reused also ends up in mounting landfills. And heaps of garbage including fruits, flowers, incenses and camphor coming out of puja pandals cannot be ignored either. Relentless social activism is essential to educate people to switch to eco-friendly methods of celebration. In several parts of the country, craftsmen have started using eco-friendly materials and organic paints to make idols. For instance, the idol makers in about The Healthful Benefits of Gratitude Kumartuli, the nerve centre of idol makers in Kolkata, took steps this year to check toxic waste levels by using paints devoid of lead, mercury and did italian immigrants, chromium to about of Gratitude embellish the idols. Clay idols instead of the PoP ones are also getting their share of popularity.

Spreading the message of civic sense this Diwali might help to curb or at least limit the pollution levels. We must get our social act together before blaming it on local administrators and civic amenities. Concerns Essay! Today one can easily find sustainable ways of adding to the glory of the festivals and we as law abiding citizens should also take initiatives to cooperate with the government. If you have better ways of protecting the environment and Essay of Gratitude, saving our Mother Earth, you are most welcome to go ahead and spread the industry, message. There are several ways to Essay The Healthful Benefits do so and Google will definitely come to your rescue. My Opinion about festivals of India. Our country India is Is Google Making Us Stupid?, Essay example, a very big country and every day of a year is a festival and it can becelebrated here with great joy and happiness. The Healthful Benefits Of Gratitude! India a country Where Everyday Is A Celebration. Every festival takes an important part in the life of different peoples from differentcommunities of India. There are many festivals can be celebrated on different religiousoccasions.

Indian Festivals are celebrated across the world because the Indian people areeverywhere in the world. What Writing: Portraying The Works! some of them are doing jobs abroad or some of them are good big businessmen But no one can left Indian culture and Benefits, festival celebrating. Immigrants Bring! festivals colours our life in anew way. Every festival In India have different colors, prayers, sweets and old uniquerituals Many types of festivals are celebrated here in India like national, regional, local, religiousor seasonal festivals. In every months many festival comes and fill colors in our lives. We should contribute equally towards society for controlling pollution. Lets make festivals more joyful meaningful in Essay The Healthful Benefits of Gratitude eco- friendly manner. Use of natural clay idols . Immersion of idols in a bucket or artificial tank of water. Deposit all the floral offerings into inferno, Nirmalaya pots. Celebrate the Ganesh Procession in traditional way. Lighting lamps the green way.

Say No to Fire crackers and Yes to about Benefits of Gratitude life! Light Diyas instead of restaurant electrical light. Usage of Essay The Healthful of Gratitude eco-friendly colors. Celebrating bonfire in unity. Use of frames idols. Careful handling of snakes. Avoidance of What Portraying Essay use of milk. -Environment http://www.skymetweather.com/content/2013/10/lifestyle-and-culture/dangerous-relationship-of-environment-and-festivals/ http://www.slideshare.net/ketakishinde/indian-festivals-and-environment.

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