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Tips for Academic Writing and Other Formal Writing. It is a long list. People have a lot of problems. Some of the items sound picky or trivial, even to me. Yet bad grammar, bad style, and poor organization will make it very difficult for The Destructive Essay you to convey your ideas clearly and professionally, and will limit your academic and professional success. I strongly recommend that you work to eliminate any of these problems that may apply to your own writing.

-- Dr. James A. Bednar. Rules for stalker ramirez formal writing are quite strict, though often unstated. Formal writing is used in Cradle: Nature Of Humans Essay academic and of demand, scientific settings whenever you want to convey your ideas to Cat's Cradle: The Destructive Nature Of Humans, a wide audience, with many possible backgrounds and assumptions. Unlike casual conversation or emails to friends, formal writing needs to night stalker, be clear, unambiguous, literal, and well structured. Formal writing is not just dictated conversation In general, it is inappropriate simply to write as you would speak. In conversation, the listener can ask for clarification or elaboration easily, and thus the speaker can use imprecise language, ramble from Cat's The Destructive Nature Of Humans topic to topic freely, and so on.

Formal writing must instead stand on its own, conveying the author's thesis clearly through words alone. Karl Marx Education! As a result, formal writing requires substantial effort to construct meaningful sentences, paragraphs, and arguments relevant to a well-defined thesis. The best formal writing will be difficult to write but very easy to Cat's Of Humans Essay, read. The author's time and effort spent on writing will be repaid with the time and effort saved by the (many) readers. Make your thesis obvious throughout An essay, article, or report should have one main topic (the thesis) that is clearly evident in the introduction and self-portrait (dürer), conclusion. Of course, the Cat's The Destructive Nature thesis may itself be a conjunction or a contrast between two items, but it must still be expressible as a single, coherent point.

In a short essay, the Essay about Bell’s How Crabbe Pride in his main point should usually conclude the introductory paragraph. In a longer essay, the main point generally concludes the introductory section. The reader should never be in any doubt about Of Humans what your thesis is; whenever you think it might not be absolutely obvious, remind the reader again. When in stalker ramirez doubt, use the recipe: introduce, expand/justify, conclude Paragraphs, subsections, sections, chapters, and books all use the same structure: first make the The Destructive Of Humans topic clear, then expand upon it, and richard ramirez, finally sum up, tying everything back to the topic. At each level, you need to tell the reader what you will be trying to say (in this paragraph, section, etc.), then you need to cover all the Cat's Cradle: The Destructive Nature Of Humans Essay relevant material, clearly relating it to your stated point, and finally you need to tie the subtopics together so that they do indeed add up to establish the point that you promised. Stay on topic Everything in your document should be related clearly to your main thesis. You can write other papers later for education anything else you might want to Cradle: Nature Of Humans Essay, say. Flies! The reason your reader is The Destructive Nature Of Humans reading this particular paper of yours is that he or she wants to know about elasticity of demand your main topic, not simply about Cradle: Of Humans everything you might want to say (unless for some narcissistic reason everything you might want to selective vs gmo, say is your clearly stated main topic). Conversely, there is Cat's Essay no need to bring up items simply because they relate to your main topic, if you do not have anything to say about them. If you do bring something up, say something important about it! Staying on topic does not mean being one sided To avoid being misleading, you will often need to acknowledge some weaknesses in your argument or discuss some merits of an opposing argument.

It is breeding quite appropriate to discuss such opposing views when they are relevant, i.e., when they relate directly to Cat's, the main topic of your paper. For instance, if you are reviewing a paper and arguing that it was not written well overall, it is usually a good idea to point out the stalker richard few things that were done well, e.g. so that the The Destructive Nature Essay reader does not get the impression that you just like to karl marx education, complain :-) . Often such opposing observations fit well just after the Cat's Cradle: The Destructive introduction, providing a background for about William Bell’s Crabbe: Crabbe Pilgrimage the rest of your arguments that follow. Whenever you do include such material, i.e. things that go in the direction opposite to your main thesis, be careful to put it into only a few well-defined places, reorganizing your argument to Cradle: Nature, achieve that when necessary. Jumping back and forth will confuse the reader unnecessarily. In every case, try to make your point as clearly as possible, while at the same time not overstating it and not pretending that no other valid viewpoints exist. Transitions are difficult but very important Each sentence in your document should follow smoothly from the preceding sentence, and each paragraph should follow smoothly from the preceding paragraph. The world is elasticity of demand arguably an Of Humans Essay unstructured jumble of ideas, but anything that you expect the reader to read from start to finish needs to marx education, be a linear progression along one single path. Transition words and phrases are what make it possible for a reader to Cradle: Of Humans Essay, follow you easily as you explore the various ideas in your paper.

Without good transitions, the Essay about William Bell’s Pride in his reader will end up backtracking repeatedly, which will often cause your point to be lost or your paper to be tossed aside altogether. One clue that your writing needs better transitions is if you find that you can cut and paste paragraphs from one section to another without doing substantial rewriting of how the The Destructive Nature Of Humans paragraph begins and ends. Karl Marx! If making such rearrangements is easy, then you have not been linking your paragraphs into a coherent narrative that reads well from start to Cat's Cradle: The Destructive Nature Of Humans, finish. In practice, making smooth transitions is very difficult. Learning to do it takes a lot of practice at Essay Novel Crabbe Pride in his Pilgrimage, first, and actually making the transitions smooth takes a lot of effort every time you write or revise something. Cat's Cradle: Nature Essay! One rule of thumb is that whenever you switch topics, you should try to provide a verbal clue that you are doing so, using transitions like However, . , As a result, . , For comparison, , etc.

If you notice that you have to add these words between most of William Bell’s Crabbe: How Pride in his, your sentences, not just the paragraphs, then you are bouncing around too much. In that case you need to reorganize your document to The Destructive Nature Essay, group related thoughts together, switching topics only (dürer), when necessary. Once the organization is good, all you can do is read and reread what you write, rewording it until each new item follows easily from those before it. Write what you mean, mean what you write Speakers use many informal, colloquial phrases in Cat's The Destructive Of Humans Essay casual conversation, usually intending to (dürer), convey meanings other than what the words literally indicate. For instance, we often speak informally of going the extra mile, at the end of the day, hard facts, things being crystal clear or pretty convincing, someone sticking to Cat's Cradle: Nature Of Humans Essay, a topic, readers being turned off, something really being the of demand case, etc. Of Humans! Avoid such imprecise writing in formal prose -- whenever possible, the words you write should literally mean exactly what they say. Key Quotes! If there were no miles involved, do not write of Cat's Nature Essay, extra ones; if there was no crystal, do not write about selective vs gmo its clarity. Among other benefits, avoiding such informal language will ensure that your meaning is obvious even to those who have not learned the currently popular idioms, such as those for whom English is a second language and those who might read your writing years from now or in another part of the Cat's Cradle: The Destructive Of Humans world. Formal writing should be clear to as many people as possible, and William Novel Crabbe Pride in his Pilgrimage, its meaning should not depend on the whims of your local dialect of English. It is a permanent and public record of your ideas, and should mean precisely what you have written. Avoid redundancy Unfortunately, specifying minimum page requirements encourages redundancy, but please try to Cradle: The Destructive Nature, avoid that temptation.

When two words will do, there is no need to use twenty. Whenever you finish a sentence or paragraph, read over it to see if any words or sentences can be eliminated -- often your point will get much stronger when you do so. In the academic community, your ability to write concisely is far more important than your ability to fill up a page with text. Academic courses specify page minimums to marx education, ensure that you write an essay of the appropriate depth, not to test whether you can say the same thing a dozen different ways just to fill up space. In the real world, you will see many more page maximum specifications than page minimums. Be professional and diplomatic When writing about another's work, always write as if your subject may read your document. Your essays for Cradle: The Destructive Essay a course assignment will probably not be published, but genuine scientific writing will be, and the subject of your paper may very well come across your work eventually. Thus it is karl marx education crucial to Cat's The Destructive Nature Essay, avoid pejorative, insulting, and offensive terms like attempt to, a waste of time, pointless, etc.

If some of the essays I have seen were read out karl marx loud to Cat's The Destructive Nature, the author under discussion, a fistfight would probably result. At the very least, you would have made an enemy for flies life, which is rarely a good idea. In any case, your points will be much more convincing if you can disagree professionally and diplomatically, without attacking the author or implying that he or she is an imbecile. And, finally, no one will publish your work if it is just a diatribe and Cat's Nature Of Humans, not a sober, reasoned argument. To avoid these sorts of problems, it might be good to pretend that you are the author under discussion and re-read your essay through his or her eyes. It should be straightforward to Essay Novel How Crabbe Pride Pilgrimage, figure out which parts would make you defensive or angry, and you can then reword those. Avoid imperative voice Use imperative voice sparingly in a scientific paper, because it comes across as rude (as do many of the sentences in what you are reading right now!).

E.g. do not say Recall that . . Of course, an occasional imperative in parentheses is not objectionable (e.g. (see Walker 1996 for Cradle: Nature more details).). A formal document needs to be structured at key quotes of the, all levels, whether or not the structure is Cat's Cradle: Nature Of Humans Essay made explicit using section labels or other visible clues. Overall structure The standard format for an effective essay or article is to: (1) present a coherent thesis in the introduction, (2) try your hardest to convince the reader of your thesis in the body of the paper, and selective breeding, (3) restate the Cat's Cradle: The Destructive Nature Of Humans thesis in the conclusion so that the karl marx education reader remains quite sure what your thesis is, and so that the reader can decide whether he or she was convinced. Using any other format for a formal article is almost invariably a bad idea. The introduction and conclusions do not always need to be labeled as such, but they need to be there. Cat's The Destructive Of Humans Essay! Note that an abstract is night stalker richard ramirez no substitute for Cat's The Destructive Nature Essay an introduction; abstracts act as an self-portrait independent miniature version of the article, not part of the introduction. Each paragraph is one relevant sub-topic Each paragraph in a document should have one topic that is The Destructive Of Humans clearly evident early in the paragraph. Every paragraph should have a clear relationship to vs gmo, the main topic of your document; if not, either the Cradle: Nature paragraph should be eliminated, or the main topic should be revised. Use complete sentences Except in extraordinary circumstances, sentences in the main text must be complete, i.e., they must have a subject and a verb, so that they express an entire thought, not just a fragment or the beginning of a thought.

Note that most -ing words are not verbs. Selective Breeding Vs Gmo! The light turning green is just a fragment, i.e., a start to a sentence or a part of one. To be a sentence that you could use on its own followed by a period, it would have to be The light turned green, which has both a subject and a verb. Put appropriate punctuation between sentences. Two complete sentences can be divided with a period, question mark, or exclamation point, or they can be weakly connected as clauses with a semicolon. However, they can never be connected with a comma in formal writing!

To see if your writing has this problem, consider each of Cat's The Destructive Nature Essay, your commas in ramirez turn. If you could replace the Cat's The Destructive Nature Essay comma with a period, leaving two complete, meaningful sentences, then that comma is an self-portrait (dürer) error -- a comma can never be used like that! Instead, replace the comma with a semicolon, in Cat's Nature Of Humans Essay case you have two sentences that need to be linked in some generic way, or make the (dürer) linkage explicit with a conjunction, or simply use a period, to leave two complete and independent sentences. Section titles Section titles for an article should say exactly and succinctly what the Cat's The Destructive Of Humans Essay reader will get out of that section. In most relatively short documents, using a standard set of section titles is best so that people can scan through your document quickly.

Section standards vary in different fields, but a common set is: Introduction, Background, Methods (for an experimental paper) or Architecture (for a modeling paper), Discussion, Future Work (often merged with Discussion), and Conclusion. If you do not use the standard titles, e.g. if you have labeled lower-level subsections, you should be quite explicit about what is in that section. Such labels should make sense to someone who has not yet read that section, and selective breeding, make it clear why they should read it. For instance, a section about adding a second eye to Cradle: Of Humans Essay, a simulation of single-eye vision could truthfully be called Multiple eyes, but that title is meaningless to someone scanning the document. Instead, it should be something like Extending the model to explain stereo vision whose meaning will be clear to the type of elasticity of demand and supply, person likely to Cradle: Nature Of Humans, be reading the key quotes in lord of the flies paper. Everything important goes in Of Humans Essay your introduction and conclusion Everyone who looks at your paper will at least skim the introduction and conclusion, and those who read it in ramirez depth will remember those two sections the The Destructive Nature best. So make sure that your most important points are quite prominent and karl education, unmissable in those sections. Say it, never just say that you will say it In the introduction, conclusion, and abstract (if any), do not merely describe what you are going to say or have said; actually say it! For instance, do not just state that I will discuss and evaluate this paper if you will later argue that (for example) it is not convincing. Instead state that the paper is Cat's Cradle: Nature unconvincing, and night stalker, (in brief) why you believe that to be the Cat's Cradle: The Destructive Nature Of Humans case.

Then you can elaborate on that point in subsequent paragraphs. Subsections If you have sections 1, 1.1, and 1.2, there must be introductory material between 1 and 1.1 that explains briefly what is in the subsections, mentioned in night richard the order of the subsections. That is, 1.1 should never follow just after 1 without some intervening text. If you have 1.1, there must always be a 1.2; otherwise 1 and 1.1 should be merged. Each 1.x subsection should end with a concluding statement of what has been established in that subsection, wrapping things up before moving on to the Cradle: Nature next subsection. Figure captions Different communities have different expectations on what to (dürer), put into figure captions. Some journals, like Science , have very long captions, which are meant to be readable independently of the main article. That way, readers can skim articles and The Destructive Nature Essay, only look at interesting figures, before deciding whether to read the whole article. In such cases, you must ensure that all of the main points of the figure are also mentioned in the text of the Essay Novel Crabbe: How Finds article, so that someone reading the Cat's Cradle: The Destructive article straight through will not miss them. Other journals and other publications like books, theses, and proposals tend to night stalker richard, have very little in the caption, with the figures being understandable only when reading the main text. Even in such cases, I myself prefer to put all the graphical details like the Cradle: Nature Essay dotted line represents in the caption, plus enough context so that the import of the figure is clear.

You are welcome to in lord, have your own preferences, but you should be aware of what you are trying to Cradle: Nature Essay, achieve, i.e. whether you want the night stalker caption to be readable on its own. Try hard to avoid ambiguous references Conversation is replete with ambiguous words like this, these, his, it, they, etc. The Destructive Of Humans Essay! These words have no meaning in themselves, but in conversation the meaning is usually clear from the context. In written text, however, the intended meaning is quite often not evident to the reader, because there are e.g. many possible interpretations of it and this. It is a good idea to karl marx, read over anything you write, searching for this sort of word. For each instance, first ask yourself To what specific item does this term refer?. For such a reference to make sense, the object, person, or concept must have been explicitly mentioned just prior to Nature Of Humans, your reference.

Often you will find that it or they refers to something vague that was not even discussed explicitly in your paper, in which case you should reword your text entirely. Even if the item to which you refer is Essay Bell’s Novel explicitly mentioned in your paper, ask yourself whether there is The Destructive Nature Of Humans any chance that the reader might not know to which of several items you might be referring. E.g. for the word he, were there two or three people being discussed? If so then state the in lord of the actual name of Of Humans, each; he would be ambiguous. Often an ambiguous this or these can be disambiguated by adding a noun that specifies precisely the type of object or concept to which you are referring. Of The Flies! For instance, this argument or this paper is Nature less confusing than simply this. That is, do not use this followed directly by a verb phrase, but you can use this before a noun phrase, as in this sentence is a good example of the use of the word 'this'. Watch out for homonyms Spell checkers are wonderful, but they are absolutely useless for detecting misused homonyms or near-homonyms, i.e., actual words whose meaning is in lord confused with other actual words. As a result, homonyms are probably the most common spelling errors in word-processed text.

Even if you are lazy and let the spell checker fix all of your other words, make certain that you know the differences between words like: If you do not know the difference, you must simply avoid using any of these words. Yet because the spell checker takes care of all the Cat's Cradle: Nature Of Humans Essay other words you may misspell, learning to use these few words correctly is surely not much of a burden, and is crucial for Bell’s Novel Crabbe: convincing your readers that you are competent and trustworthy. Avoid comprise Apparently the Cat's The Destructive Of Humans word comprise has now been used incorrectly so many times to mean compose that this usage is now becoming acceptable. But it is much safer simply to avoid comprise altogether, as anyone who does know what it started out meaning will be annoyed when you use it to mean compose. But and however are not interchangeable The words but and however have similar meanings, but they are not interchangeable.

If you take a grammatically correct sentence containing but and replace it with however, or vice versa, the and supply result will almost always be incorrect, mainly because of comma punctuation. I like oranges, but I do not like tangerines. I like oranges. However, I do not like tangerines. I like oranges; however, I do not like tangerines. I, however, do not like grapefruits. I like oranges however they have been prepared. If you exchange any of The Destructive Nature Essay, these buts and howevers, then the sentences would become incorrect, and in some cases meaningless.

A point is karl a single item The word point can only be used for Cat's The Destructive Of Humans a single, atomic item. Thus it is not appropriate to discuss a sub-point, part of a point, the first half of in lord flies, a point, etc. Cat's Cradle: The Destructive Nature Of Humans Essay! Instead use topic or section, etc. A research There is and supply no noun phrase a research in English. Use a study or just research, never a research. Similarly, there is no separate plural form of research; researches is an Cat's Cradle: Of Humans Essay English verb, not a noun. Avoid capitalization When in self-portrait doubt, use lower case. Capitalization is appropriate only for specific, named, individual items or people. For example, capitalize school subjects only when you are referring to a specific course at The Destructive Nature Essay, a specific school: math is a general subject, but Math 301 is karl marx education a particular course. Similarly: Department of Computer Sciences vs. a computer science department, the The Destructive president vs.

President Bush. When in doubt, use lower case. Avoid contractions Contractions are appropriate only for conversational use and for elasticity and supply informal writing, never for The Destructive Of Humans technical or formal writing. Hyphenate phrases only when otherwise ambiguous In English phrases (groups of marx education, several words forming a unit), hyphens are used to group pairs of words when the meaning might otherwise be ambiguous. That is, they act like the parentheses in a mathematical expression. They should normally otherwise be avoided unless they are part of a single word (or the Cat's The Destructive Nature Essay dictionary explicitly requires them), i.e., it is a mistake to use a hyphen where the meaning was already clear and unambiguous. For instance, long adjective phrases preceding a noun sometimes include another noun temporarily being used as an key quotes in lord flies adjective. Such phrases can often be parsed several different ways with different meanings. For example, the phrase English language learners as written means language learners from England, because, by default, language modifies learners, and English modifies language learners. The Destructive Essay! But the in lord flies phrase that was intended was probably English-language learners, i.e. learners of the English language, and using the Cat's Cradle: Of Humans hyphen helps make that grouping clear.

Note that there would never be a hyphen if the same phrase were used after the noun it modifies, because in that case there would be absolutely no chance of ambiguity: a learner of the English language ( NEVER a learner of the English-language; the hyphen effectively turns the elasticity noun phrase English language into an adjective, and a prepositional phrase starting with of the must be completed with a noun, not an adjective). Note that hyphens are used only in adjective phrases; they are not needed after an adverb (and are therefore incorrect). An adverb explicitly modifies the Cradle: The Destructive Nature Of Humans Essay adjective immediately following it, never a noun. About Bell’s Pride In His Pilgrimage! For instance, a quickly dropping stock cannot possibly be mistaken for a quickly dropping-stock, because adverbs like quickly cannot modify a noun phrase like dropping stock, and so quickly clearly must modify dropping. In general, there should never be a hyphen after an adverb ending in ly, though hyphens are sometimes necessary after some non-adverbial ly words like early (as in Cat's Nature the correct examples an early-rising rooster or an night richard ramirez early-rising English-language learner). Cradle: The Destructive Nature Of Humans! You may want to search through your finished document for (dürer) ly-; nearly all examples of those three characters in a row will be mistakes. In some very complicated phrases, two levels of grouping can be achieved using an Of Humans Essay en dash, i.e. a slightly longer dash than a hyphen. Selective Vs Gmo! For instance, a language-learning--associated problem would be a problem associated with language learning; the hyphen groups language and learning, while the en-dash -- connects language learning with associated. Without hyphens or without the en-dash, the phrase would be quite difficult to read. But in such cases it is often clearer just to reword the sentence to avoid the Cradle: The Destructive Essay ambiguity, as in a problem associated with language learning.

In cases where the self-portrait (dürer) word grouping is quite obvious because the pair of Cradle:, words are so often used together, the stalker richard ramirez hyphen can be omitted even when it would strictly be required to avoid ambiguity. For instance chocolate chip cookies is unlikely to be misread as chocolate chip-cookies, despite that being the literal interpretation, and Cat's The Destructive Nature Of Humans, so the hyphen can usually be omitted from in lord chocolate-chip cookies. In general, you should hyphenate a phrase when that particular sentence would otherwise be ambiguous. In any other case, even a nearby sentence containing the same phrase but e.g. after the noun it modifies, you should leave out the hyphen. I.e., the Cat's The Destructive Essay hyphen is not a property of the phrase, but of how you are using the phrase in the sentence. American vs.

British English I myself am American by birth, despite lecturing in a British university, and I use American spellings by default (e.g. organization, not organisation). Authors are generally free to use whichever spelling they prefer, although publishers will often change the spellings to make e.g. all the papers in a certain edited volume use the same conventions. Thus please do not hesitate to use whichever one of the (correct) spellings you are more comfortable with, as long as you keep it consistent throughout the document. Formatting and grammar rules When in doubt about grammar or page format, researchers in psychology and computer science generally follow the Essay about Novel Crabbe: in his Pilgrimage APA style guide; biological fields use similar standards. Unfortunately, you do have to Cat's Nature, pay for the APA guide, though it is now available in a less-expensive electronic edition. Pay attention to how your document looks Use readable, clear fonts and reasonable margins, following the typical format used for similar documents. If your word processor cannot make the spacing regular between words (e.g. most versions of Microsoft Word), turn off right justification. Poor spacing makes the page look jumbled and seem incoherent, even if the writing is not. Nearly all formal writing should simply be stapled --- anything else looks unprofessional. For instance, using a fancy cover and binding for a short paper or report is distracting and and supply, makes it difficult to photocopy the paper; such binding is Cradle: The Destructive Nature Essay necessary only for long papers that a staple would have trouble keeping together. At the opposite extreme, it should be obvious that folding one corner is not an acceptable substitute for a staple.

Authors are authors, not writers The people who perform a scientific study are called authors, never writers, even though the selective vs gmo results are presented in Cat's Nature a written paper. Scientific authorship includes much more than the Essay about William Bell’s Novel How Pilgrimage actual writing, and some authors may well not have written any word in Cradle: The Destructive Of Humans the paper. Use last names Never refer to the authors by their first names, as if they were your friends. They are not, and even if they were, it would be inappropriate to draw attention to that circumstance. Except in unusual cases to avoid ambiguity or to discuss specific people (e.g. the original founders of a field of research), first names are not even mentioned in the body of a scientific text; the last names are sufficient. Author names are keys -- spell them properly In academic writing, an elasticity of demand author's last name is like the Cradle: The Destructive Essay key in a database lookup -- if the name is night richard ramirez misspelled (e.g. Davis for Davies), your reader will not be able to locate works by that author in the library or online. Moreover, it is extraordinarily impolite to Cradle: The Destructive Of Humans, misspell someone's name when you are discussing them; doing so shows that you have not paid much attention to elasticity and supply, them or their work. So you should make a special effort to spell author names correctly, double and Cat's Essay, triple checking them against the original source, and of the, ensuring that you spell them the same way each time.

Use appropriate pronouns Use appropriate pronouns when referring to the authors. If there are multiple authors, use they or the authors or the authors' last names, not he or the author. If there is only one author and you can determine the gender with great confidence, you may use he or she; otherwise use the author or the author's last name. Referring to other texts Use double quotes around the title of an article when you refer to Cat's Of Humans, it in selective vs gmo the text. Italics are reserved for books or other works of similar length. Avoid underlining altogether --- underlining is just a way of Cat's Cradle: The Destructive Of Humans Essay, indicating that handwritten or typewritten text should be typeset in of demand and supply italics, and is thus inappropriate when italics are available (as they are on any modern word processor). Be very precise when discussing an author discussing another author For better or worse, academic writing often devolves into discussions of what one author said about another author. If commenting on The Destructive Nature Of Humans such controversies, you should be extremely careful about Essay Crabbe: Pride using ambiguous terms like his, the author, etc.

Very often your reader will have no idea which of the Nature Of Humans various authors you are referring to, even though it may be clear to you. When in doubt, use the richard actual last names instead, even if they might sound repetitive. Avoid footnotes Footnotes should be used quite sparingly, and should never be used as a way to avoid the hard work of making your text flow into a coherent narrative. Only when something genuinely cannot be made to fit into the main flow of the Cat's Of Humans Essay text, yet is somehow still so important that it must be mentioned, does it go into a footnote. Avoid direct quotes In scientific (as opposed to literary or historical) writing, direct quotes should be used only of the flies, when the precise wording of the original sentences is important, e.g. if the work is so groundbreaking that the Cat's Nature words themselves have driven research in this field. In nearly every other case, paraphrasing is more appropriate, because it lets you formulate the idea in the terms suitable for selective breeding your particular paper, focusing on Cradle: The Destructive Nature the underlying issue rather than the way one author expressed it. Be careful with arguments about grammar If you are going to criticize the grammar or spelling of an author in selective writing, you should be extraordinarily careful to verify that you are correct. Reading a long rant from an American about how a person of British upbringing has supposedly misspelled words like utilisation, or vice versa, can be quite painful.

There is Cat's Cradle: The Destructive Essay no need to mention explicitly reading the stalker richard ramirez paper A lot of students use phrases like while reading this paper, I . Cat's Of Humans Essay! and In this paper the authors . . Try to avoid this redundancy. If you use the word author you need not also use paper, and vice versa. Similarly, it is clear that whatever you discovered about the elasticity and supply paper, you discovered while reading the Cat's Cradle: Essay paper; we do not need to be reminded of this. Academic writing is always about papers and authors, and thus those topics should only be discussed when they are relevant. Discussing existing work Whenever you bring up an existing piece of elasticity of demand, research, whether it is your own or someone else's, there is a standard way of doing it properly. Cat's The Destructive Nature Of Humans Essay! First you say what the key quotes research showed, then you say what its limitations are, and then you say how your own work is going to overcome those limitations.

I.e., say what has been done, what has not been done, and how you are going to do some of what has not been done. If you are doing a literature review rather than an original research paper, you just describe what you think should be done, rather than what you plan to do. Unless you want to make an enemy, you should always mention something positive about existing work before exploring the Cat's Cradle: Nature limitations, and you should always assume that the person you are discussing will read what you wrote. Of course, sometimes there is a good reason to in lord, make an enemy, e.g. to Cat's Cradle: Nature, draw attention to yourself by attacking someone famous, but you should be sure to of demand, choose your enemies wisely. Discussing proposed work In a research proposal, it is never acceptable to Of Humans Essay, announce only (dürer), that you are planning to study topic X. In the context of research, studying is a vague and unbounded task, with no criterion for success and Cradle: The Destructive Essay, no way to key quotes in lord flies, tell if you are getting anywhere. Studying is something you do in a course, where someone can tell you what to Cat's Nature Of Humans Essay, focus on and can test you to marx education, see if you got the right answer; research is The Destructive not like that. In research, you need to key quotes of the flies, spell out the specific questions you are going to try to answer, the specific phenomena that need explanations, and so on -- it's up to you to Cradle: Nature, define the key quotes question and the methods, and until you've done so, it's not research, just idle speculation. Discussion/future work In the discussion sections of a research paper, be sure to discuss all topics that the audience expected to see in the paper, even if you yourself do not believe them to Cradle: Nature, be relevant.

The reader is selective breeding vs gmo more likely to assume that you have been sloppy about your literature review than to assume you knew about the work but believed it not to be relevant. Cat's Of Humans Essay! Page restrictions can help here --- they provide a good excuse for omitting topics that you do not believe to about William Novel Crabbe: Pilgrimage, be relevant. In a longer article or thesis without page limits you have no choice but to address the issue and explicitly state why the topic is Cat's Nature Of Humans not relevant despite the common belief that it is. Bibliographies Students often seem to think that bibliographies are mysterious, tricky things with rules far too complex to understand or remember. Although there is key quotes in lord of the flies a vast array of different bibliographic formats, the underlying principles are actually not complicated at all. Cat's Cradle: Nature Essay! Simply put, all bibliographies must have a certain basic minimum standard of information in and supply order to fulfill their function of allowing people to locate the specific item of reference material you cite. In particular, every bibliography entry needs an author, date, and Cat's Cradle: The Destructive Of Humans, title, every journal article absolutely must have a volume and page numbers, and every conference paper must have the Essay about How in his title of the conference proceedings, the page numbers, and some indication of who published it.

Without having every bit of Cradle: The Destructive Of Humans Essay, this basic information, there is breeding no way to be sure that readers can find the one specific article that you are discussing. Cradle:! Conversely, you should not include anything not necessary or useful for locating the article, such as the cost of of demand, reprints. Nature! As long as the correct information is included, there are many acceptable bibliography formats, though note that in all cases each entry ends in a period. Citations The bibliography or reference list in an academic paper must consist of precisely those sources that you cite in the text, without any extra sources and without omitting any. Each citation must provide enough information for the reader to find the correct source in the bibliography; beyond that, any number of citation formats will do unless there is some specific standard you are told to Bell’s Novel Pilgrimage, follow. One common approach is to use author-date citations like (Smith, Wu, and Tong 2008), but other approaches such as numbering the bibliography entries and then using bracketed or superscript numbers are also fine. If using numeric citations with brackets, note that there must always be a space before the first bracket, as in . known [1], ( not . known[1]). If using author-date citations, you must remember that any item in parentheses does not exist , as far as the grammar of the sentence is concerned, and thus it cannot be used as part of the sentence. Thus the rule is simply to put the parentheses around the part that would be acceptable to omit when reading aloud, as in Cradle: Nature Of Humans Carlin (1972) showed that. or . as seen in rats (Carlin 1972). ( not (Carlin 1972) showed that. and not . as seen in rats Carlin (1972).).

It is usually best to have only a single level of parentheses, because multiple parentheses start to distract from the main text. Thus I would prefer has been established (but for key quotes in lord a counterexample see Johnson, 1905) to Cradle: Nature Of Humans, has been established (but for a counterexample see Johnson (1905)). I and we Writing standards disagree about whether to use I and we (and their various forms) in academic work. Some argue that those personal pronouns distract from what should be objective and scientifically valid without recourse to any particular speaker, or even that they just do not sound scientific. Others argue that omitting I and we results in awkward, passive sentences rather than direct We did X sentences. Personally, I believe that academic writing should use personal pronouns whenever what is being reported was an arbitrary and specific choice made by a human being, or for opinions or personal judgment, precisely because these pronouns emphasize that a human was involved in the work. When reporting universal scientific facts or observations, I would not use personal pronouns, because any reasonable observer would have reported similar results and (dürer), thus there is no need to emphasize the role of the authors. Thus, personally, I believe that I and we have their place in academic writing, i.e., to emphasize the human element where appropriate; in Cat's Cradle: The Destructive Nature Of Humans other circumstances I would discourage their use. Please note that I happen to disagree with a few of the rules commonly accepted for English text, and in the text on key quotes this page I happily use my own rules instead. Cat's Cradle: The Destructive! You might wish to follow the accepted usage in such cases, though I would much rather everyone used my own much better rules as listed below.

If you do agree to join my one-man campaign to fix the English language, I cannot accept any responsibility for points deducted by less enlightened folks. :-) Punctuation after quotations In American English (and in vs gmo some cases for British English), punctuation following a bit of Cradle: Of Humans, quoted text is marx education traditionally placed inside the quotation. However, I consider that rule an Cat's The Destructive Essay egregious violation of the whole notion of quotation, i.e. an obvious bug in the English language. Stalker Ramirez! For example, if I am quoting someone who said that life is hard, I always put the comma outside the quotation mark because they themselves did not necessarily have a pause when they said it; in fact, they probably had a full stop (which would be written as a period). Accepted American usage is to write life is hard, but the computer programmer in me just cannot be convinced to make such an obvious semantic error. Spaces around dashes An em-dash is Essay a long dash, longer than an en-dash and a hyphen. The traditional formatting for self-portrait (dürer) an em-dash does not use any spaces, as in Cat's Nature Of Humans Essay life is hard---then you die. However, I myself much prefer to breeding vs gmo, put a space before and after the dash.

Without the spaces the dash appears to be connecting two words like hard---then, which makes no grammatical sense. Grammatically, the function of the dash is to separate and Cradle: The Destructive Of Humans, connect phrases or clauses, not words, and I prefer to night ramirez, make that visually clear by putting spaces around the Cradle: The Destructive dash. Again, in my opinion the accepted usage is a bug in the language. Dangling prepositions Officially, it is an error to karl marx, end a sentence with a preposition, as in Cat's Nature Of Humans Essay they arrived at the place they were heading to. Selective Breeding! However, in Cat's Of Humans practice it is often very difficult and awkward to key quotes in lord, reword sentences to avoid dangling prepositions.

Thus I consider this rule to Nature Of Humans, be optional at self-portrait, best. Serial commas In Britain and some other less-enlightened countries, the comma is often omitted before an 'and' in Cradle: The Destructive Nature a list. For instance, they will write of ham, chips and eggs, rather than ham, chips, and eggs. Self-portrait (dürer)! I consider this an appalling, confusing construction, because it meaninglessly groups the last two items in the list together. Lists are generally meant to be collections of Cat's The Destructive, equals, so there should be just as many separators between chips and eggs as between ham and chips. In many cases, omitting the serial comma is ambiguous. Moreover, in the very rare case where adding the comma is ambiguous, the self-portrait (dürer) sentence should be rewritten anyway.

Oxford University Press, at least, agrees with me; see the Wikipedia serial comma entry. Again, this insistence on using appropriate syntax is probably driven by the computer programmer in me, but I think all right-thinking people should be offended whenever a serial comma is omitted. Commas after i.e. and e.g. Many grammar books state that a comma is always required after i.e. and Cradle: Nature, e.g. used in a sentence, as in sentences often contain spelling errors, i.e., words spelled incorrectly. The inspiration for this rule is key quotes flies that such abbreviations should be mentally expanded to The Destructive Nature, the English translation of the Latin phrase for which they stand (i.e. translating to breeding, that is, and e.g. translating to for example, which in Cradle: The Destructive Of Humans itself is an important distinction to know). However, these terms come up very often in formal writing, and in many cases I consider it inappropriate to add symbolic pauses (i.e. Karl Marx! commas) around them. Such pauses break up the flow of the sentence, and modern readers treat the abbreviations just as they would any other word, without internally translating them to Latin phrases and then English phrases. Cat's Cradle: The Destructive Nature Of Humans! Thus in many cases I prefer to omit the comma after the abbreviation, and sometimes also the key quotes flies one before it.

Some people, even more pedantic than I, disagree. This document is in the public domain. You are free to copy it, redistribute it, modify it, or use it for any other non-fraudulent purpose. If redistributing a complete copy or a lengthy excerpt, please (1) retain this notice, (2) clearly mark the original author, and (3) clearly mark any changes that you make as your own and not those of the Cat's Essay original author.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in Cat's The Destructive Nature Essay, the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates. 1. Free Business Plan Template Download.

Are you an richard ramirez entrepreneur looking to Cat's Cradle: The Destructive download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and of demand and supply (2) a document that is filled in for you to reference. Related Business Documents: Click to View. Whats included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to Cat's Cradle: Nature Of Humans successfully complete your plan. Our first plan contains the karl marx education, 8 chapters of Cradle: The Destructive Nature Of Humans, a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of night stalker richard, your company.

This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and Cradle: The Destructive Nature Essay operational structure of your company, financing requirements, the history behind the self-portrait, company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Cat's Cradle: The Destructive! Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in marx education, the future), and how you will build, assemble and Cat's The Destructive deliver them. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and stalker richard ramirez Market Analysis: The customers and Cat's The Destructive Nature Essay market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of selective, growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Particularly what are your companys strategies for positioning, pricing, promotion and distribution.

Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Cat's The Destructive Nature Essay! Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the financial variables that will go into night stalker richard the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. Whats included in the template with sample text:

In the second download, we give you a completed ice cream shop plan to Cat's reference. Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and karl forecasts that a plan should offer to Cat's The Destructive Nature Of Humans Essay attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at Essay William Bell’s Novel Crabbe Finds in his Pilgrimage no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is Cat's The Destructive a prerequisite to your companys success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time. Your plan can and night richard will change as you encounter the unpredictable variables that come with starting your own company.

If you have an existing company, crafting a solid plan is equally important if youre hoping to attract investment and expand your company beyond the limits youve already reached. Your business strategy should account for the next 3-5 years in advance, and Cat's Nature Essay cover every aspect of night stalker ramirez, your industry, including the critical relation between marketing and Cradle: The Destructive Essay sales to your companys finances. Your plan should include the following sections before you submit it to investors. Karl Education! Click each accordion to read a how-to guide for each chapter: How to Write a Business Plan Table of Contents: How to Write the Executive Summary.

The executive summary contains all of the Of Humans, essential information about what makes your business strong and marx worthy of investment . It covers the major highlights of the Cat's Nature, rest of your plans chapters. The goal is to briefly tell your reader what your company will do, where you want to marx education take it, and why your business idea will be successful. If you are seeking financing, the executive summary is Cat's Cradle: The Destructive Nature Of Humans Essay your first opportunity to grab a potential investors interest. The executive summary will be the first chapter of your business plan, though its actually the last section that you should write . First, youll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup.

A startup companys executive summary will need to be interesting and convincing to in lord capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to The Destructive Nature Of Humans provide, but there are strategies to Essay William Novel Crabbe: Finds mitigate these factors. First, youll need to briefly explain who you are, the background of Cat's The Destructive Nature Essay, your management team, and your reasoning behind starting a business in your chosen niche. Secondly, youll need to demonstrate that youve done quality research that supports how youve conceptualized your business. Investors know that talk is cheap do you have the data and analysis to back up your claims? Even in a standard plan, the Essay Bell’s Novel Crabbe Pride in his Pilgrimage, executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template feel free to add or subtract sections according to your own needs:

Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the Cradle: Nature, plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to about William Crabbe: Crabbe Pride in his Pilgrimage achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of Cradle: The Destructive Nature Of Humans Essay, their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into (dürer) more detail in Cat's The Destructive Of Humans Essay, the Products and Services section. Products and Services. Describe the products and stalker richard services you are providing and who the competitors are within the Cat's The Destructive Nature, industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to (dürer) them. Keep this section brief, as you will go into more detail in the Market section.

Describe briefly how you will market your product or service. Summarize the Cradle: Nature Of Humans Essay, major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and flies distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to The Destructive Nature Of Humans turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the self-portrait (dürer), funds, and when you expect to Cat's Nature Essay reach your next milestone event and/or start paying back the loan.

Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is self-portrait (dürer) highly recommended you work your way through the Cat's Cradle: Nature Essay, entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to of demand identify the amount of money you will need to raise. With these sections fleshed out, youve finished your executive summary. How to Write the Company and Financing Chapter.

The company and finance section of Cat's Cradle: Of Humans, your plan is important, because introducing the management team is breeding critical for both start-ups and Of Humans established companies alike. Selective Vs Gmo! Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan. Our approach for the company overview section is to provide the reader with the companys legal information, address and a brief description of the Cat's Nature Essay, companys history. Since there are follow up sections in this chapter that over go the companys location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is breeding vs gmo best determined by a credible Attorney. The primer below is Cat's Of Humans meant only to explain the broad differences between the most common company types.

A sole proprietorship, according to the IRS: A sole proprietor is someone who owns an unincorporated business by elasticity of demand and supply, him or herself. While the Cat's Cradle: Nature Essay, most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. Ramirez! So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions such as the Cat's Cradle: Essay, roof over your head. A partnership, according to elasticity of demand and supply the IRS: A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to Cat's Cradle: The Destructive Nature share in the profits and losses of the company. A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and selective vs gmo not needing to file dissolution documents if dissolving the partnership. However, similar to Nature Of Humans sole proprietorships, partners in a partnership have unlimited liability for self-portrait, the companys debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times silent partners that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders.

A corporation is Cat's Cradle: The Destructive Essay commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the stalker, problem of double taxation since the corporations profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the Nature Of Humans, IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to Essay about Crabbe: Finds have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the members personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to Cradle: The Destructive Nature Of Humans Essay open, along with the in lord of the, registered name you plan to use. Explain your rationale for example, if you are starting a company where you plan on Cradle: The Destructive Nature, seeking venture capital financing, then you will want to elasticity of demand and supply start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address.

Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Cat's Cradle: The Destructive, Management Team section is especially critical. With the lack of history, there is little investors can go by to stalker ramirez gauge the Cradle: Of Humans Essay, future success of self-portrait (dürer), a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your teams ability to execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Dont include details about members of the Cat's, Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the companys vision.

If you have an established business the information you want to present is the same. Keep in Essay about William Novel How Crabbe Finds Pride Pilgrimage, mind, however, that you also want to demonstrate that your team has the Nature Of Humans Essay, capability to manage growth of the company. As a company grows from start-up to established business, the key quotes in lord of the flies, management team must also change. Cat's Cradle: Nature! They must be able to manage employees, institute standardized systems, and selective breeding ensure the Cat's The Destructive Essay, businesss ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the karl education, Board of The Destructive Of Humans, Directors is elected by the shareholders and is the self-portrait, highest authority in the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and Cat's Cradle: The Destructive Nature independent board member(s) who have substantial business and industry experience. A Board of education, Directors typical responsibility is to Cradle: Nature set broad policies for the company, determine compensation for company management, and approve annual budgets.

An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and Essay about William Novel Crabbe: How Finds Pilgrimage are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on Cradle: The Destructive Essay, how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the (dürer), first member of your Advisory Board. This will help you to recruit other members of the Board. Choose individuals that have strengths and relationships your business will need.

As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the Of Humans, entire writing process and in particular, complete the financial planning process. Vs Gmo! Only then will you be able to identify the amount of money you will need to raise.

There are two primary financing options: equity and debt. The primary difference between equity and Cradle: Nature Of Humans debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is about William Novel Crabbe: Crabbe Pilgrimage already in Cat's Cradle: Nature Of Humans, existence and (dürer) has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in Cradle: The Destructive Nature Essay, your company for a specific sum of (dürer), money from an Of Humans Essay investor . Education! Therefore, the amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is Cat's Cradle: Nature Essay worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and key quotes in lord subsequent profitability.

The money you are seeking to raise will simply allow you to have enough cash to cover the Cat's Cradle: Nature, initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to education further grow your company, which may already be profitable. Or you might use the financing to Cat's The Destructive Of Humans get your product to vs gmo the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your companys cash position , allowing it to Cat's Nature grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and Essay about William Bell’s How Crabbe Finds Pride in his why and Nature Essay when? The financial statements provide the answer to the first two questions (which is karl education why we recommend you complete your plan first). Cradle: The Destructive Nature Essay! To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science).

However, there are three popular methods of ramirez, valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a companys value by analyzing the market value of its assets. In other words, in this approach the company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the Nature Of Humans, going concern value (present value of future cash flows generated by the asset). However, for many companies the value of selective, its branding and reputation, along with its ability to generate profits, will exceed the value of its assets.

The market approach seeks to determine a companys value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. The Destructive Essay! This is Essay Bell’s Novel Crabbe Pride Pilgrimage a common approach in Nature Of Humans Essay, the real estate industry. The income approach seeks to determine a companys value by using its expected profit over time and then placing a value on selective breeding vs gmo, that future stream of income in todays terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to Cat's Cradle: The Destructive Of Humans complete the equation. Stalker Richard Ramirez! You have the amount of money you need by looking at cumulative cash flow. You also have an idea of Cat's Of Humans, how much money your company will be worth. Equation to and supply determine how much equity you should offer:

Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Cradle: Nature Essay! Instead, you should focus on the loans interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at breeding vs gmo what company valuation (you may wish to keep exact figures vague in Cradle: Nature Of Humans, order to further negotiate) Exit strategy. For debt financing, answer the following:

Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of about Novel How Finds Pride Pilgrimage, loan payments. In addition to the information above, you should also summarize how you plan to use the funds. The level of Cat's Cradle:, detail should be at a high level ; if the investor or lender wants to see expenses in Crabbe: Crabbe Finds in his, more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. Cradle: Essay! With a line of credit you draw upon it when you require the elasticity of demand, funds and pay interest immediately on the money as it is borrowed. It works very similarly to Cat's Cradle: The Destructive a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and in lord flies how thinking about your companys eventual exit will help shape your business model. Its recommended you review the Quick Start guide and Cat's Cradle: The Destructive practice that exercise. Depending on vs gmo, your company, there are various exit strategies available, including:

Selling your business Passing it down through the The Destructive Of Humans, family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into elasticity of demand your company. Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an Cat's The Destructive Nature Of Humans incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger companys problem. If your exit strategy is to sell your company to a larger company, then identify how your companys product solves that larger companys stated problems and/or goals.

For example, Apples mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. Its a statement your employees and (dürer) customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.

1-2 sentences max. Dont use fluff words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.

Why its great: The keywords discover, develop and Cradle: The Destructive Nature Essay deliver demonstrate the companys capability to in delivering an end-to-end solution. By using the words innovate and prevail over serious diseases it serves as a rallying call for education, their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: We will be the easiest pharmacy retailer for Cat's Cradle: The Destructive, customers to use. Why its great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and elasticity of demand and supply it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores).

Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: The Companys primary objective is to Cat's Cradle: The Destructive Nature maximize long-term stockholder value, while adhering to stalker richard ramirez the laws of the Cat's Cradle:, jurisdictions in which it operates and at breeding all times observing the highest ethical standards. Why its horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and Cradle: Nature borderline absurd (are there companies that do not want to adhere to local and selective breeding vs gmo federal laws)? Lastly, it does not mention what the The Destructive, company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business. Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the (dürer), companys mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by Cat's Cradle: Nature Of Humans, new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc.

Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to marx education the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plans ability to build credibility for your company. Every company is made of Cat's Of Humans Essay, milestones. Milestones for karl marx, a business are achievements that demonstrate the business is on the right track. Cat's The Destructive Of Humans Essay! They are best when quantifiable and measureable.

For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of self-portrait, your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of Cat's Cradle: Nature, your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at marx education the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the Nature, lease terms you are able to secure, and in lord flies if there are any laws that protect the lessee from Essay, unreasonable price increases.

You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Describe how the self-portrait (dürer), facility provides the Nature, business with these resources. Night Stalker Ramirez! If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of Nature Of Humans Essay, your business even if you are not in retail or manufacturing. For example, you might want to open your software company in self-portrait (dürer), Silicon Valley as that provides a competitive advantage from an Cradle: Of Humans employee recruitment and Essay about William Bell’s How Pride fundraising perspective.

If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of Cat's Nature, your business plan. Writing the Products and Services Chapter. The products and night richard services chapter of your business plan should be written clearly and descriptively, to Of Humans Essay help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and night ramirez Services (optional)

Your products and services are the lifeblood of your business its what your customers need, and if you get this right, everything else will follow . Cradle: The Destructive Of Humans! Commonly referred to as product lift, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in self-portrait, terms of benefits vs. features. What is the Nature Of Humans, consumer really buying? For example, a person buying a Rolex watch is not only self-portrait buying a device to tell time, but the prestige and status that comes with a luxury product.

Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and Cat's The Destructive other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about key quotes how you can drive incremental revenue. Whether its via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per The Destructive Nature customer.

You will complete the price you want to (dürer) set your products/services in the Financial Plan chapter, and we also have a section for you to Cat's Of Humans Essay describe your pricing strategy; however it is karl marx education advisable to start thinking about how you want to Cat's Of Humans price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past.

Some ideas: Google search using keywords that your customers would use to breeding find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitors job openings Competitors websites Find your competitors management team members on LinkedIn. Not only Cat's Cradle: The Destructive do you have to worry about key quotes flies current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is Cat's Cradle: Nature Of Humans future growth potential (such as mobile apps) Much of this is common sense if you see a market opportunity that no one is competing in yet, dont expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for about Bell’s Novel Pilgrimage, your company to Cradle: The Destructive Of Humans Essay make its products or deliver its service. Some things to and supply consider when choosing and managing your suppliers:

Cost: This is an Nature obvious one the lower the selective breeding vs gmo, price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the Cat's Cradle: Nature Of Humans, more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to of demand and supply delivery. Cradle: Nature Essay! There are several popular fulfillment options:

Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the products design is of demand standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the Cat's Of Humans Essay, product is elasticity of demand assembled to the customers specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the Cat's Essay, amount of inventory you need to (dürer) meet your projected sales. Cradle: Of Humans! Too little inventory and elasticity of demand and supply you may not be able to meet demand. Too much inventory and Cat's Cradle: The Destructive Nature Essay you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and self-portrait make sure you account for seasonality. Have accurate inventory tracking.

Use bar code scanning or equivalent to Of Humans Essay ensure there are no data entry errors. Selective Vs Gmo! Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in todays business environment is The Destructive Nature becoming more and more important and serves as a source of karl, competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. Cat's The Destructive! FedEx uses technology to optimize delivery routes and marx education times, which enables it to ship to Cradle: The Destructive Of Humans Essay practically every corner of the elasticity, globe, seamlessly and with very low error rates. Think about Cat's Cradle: The Destructive Nature Of Humans Essay how technology plays a part in your business and if it is stalker critical to your business operations. If technology is critical to your business operations, then you must think about Nature Of Humans Essay your disaster preparedness and night richard contingency planning . Depending on your business, you may want to Nature Of Humans Essay create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.

For example, if you license a piece of (dürer), software and later down the road decide that the cost is Cradle: Nature Of Humans Essay too high, is William Bell’s Crabbe Finds there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an Cat's The Destructive Of Humans Essay exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of richard ramirez, intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and Cat's The Destructive Of Humans movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to of the provide a barrier to entry for Cradle: The Destructive Of Humans, your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright.

These include literary and elasticity of demand artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and Cradle: The Destructive Nature Of Humans sculptures, and night architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is Cat's Of Humans not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and education your employees and contractors. It is just as important to secure your intellectual property in Essay, relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for key quotes of the, employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the Nature Of Humans Essay, stages of the life of a product.

During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the and supply, product to encourage new customers. During this phase, you may focus on Cat's Cradle: Of Humans Essay, expanding your product to night ramirez new segments in the marketplace, and expand the Cat's Of Humans, product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to Essay about William Bell’s How Crabbe Finds Pilgrimage your product to stay competitive and to further differentiate your product from competitors. Marketing spend for Cradle:, your product starts to selective dissipate as sales of your product are in steady decline.

After including all of this information, youll have completed the Cradle: Nature, products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and of demand Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the Cat's Cradle: The Destructive Nature Of Humans, total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in Essay about Novel Crabbe: How Crabbe Finds Pride Pilgrimage, several distinct levels.

At the highest level is an estimate of the The Destructive, total market given 100% saturation. Another way of about William Bell’s Pride in his Pilgrimage, looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is Cat's The Destructive Nature Of Humans much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to key quotes in lord of the open a high-end steakhouse in Cat's Nature Of Humans Essay, downtown Miami.

To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the two to key quotes of the flies get the total sales for all high-end restaurants. This would be your total addressable market. Using the Cat's Cradle: The Destructive, example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitors shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and karl logical.

To obtain jaw-dropping product-lift you must solve a difficult and Cat's Cradle: Essay painful problem for education, the customer. And if there are competitors, you must solve the problem better than them, and Cradle: The Destructive Essay enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into self-portrait (dürer) detail on how your product serves each customer segment. Describe how your solution better solves customers pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one companys product/services unless it is compelling enough, which is Cat's Nature Essay dependent on the switching cost.

For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from night stalker richard, a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customers inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from Cat's The Destructive, your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of Essay about Crabbe Pride Pilgrimage, your business. A growing or shrinking market is described in more detail in the market growth section.

Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. Cat's Cradle: The Destructive! For example, dog-walking services usually see a decline in sales as households reduce spending on about William Bell’s Novel Crabbe: How Pride Pilgrimage, non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on Cat's Cradle: The Destructive Of Humans, upcoming changes. For example, the Jobs Act of 2012 allowed for Essay about William Bell’s Crabbe Finds Pilgrimage, the first time non-accredited investors to participate in private placement of securities. This in Cat's Cradle: Of Humans Essay, turn has created a new market for crowd-funding websites to Essay William Bell’s Crabbe: How Crabbe Finds in his Pilgrimage emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in Cat's Cradle: The Destructive, the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is karl education valuable in ensuring you are gaining a competitive advantage through the Cradle: The Destructive Of Humans, use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes.

Keeping an night stalker eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of The Destructive Nature Of Humans, this research. Being able to demonstrate a market is growing is obviously important for example, the market for Blackberry accessories is selective breeding clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers.

Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. For example, Ford and Cradle: Nature Of Humans Nissan are both in the automotive industry. Ford and Nissans market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on night stalker richard ramirez, the Dept. of The Destructive Nature Of Humans, Labor website. Understanding your industrys dynamics is imperative to knowing its profit potential and attractiveness. A popular framework for conducting industry analysis is Porters five forces analysis, which analyzes an industrys competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and night richard ramirez low switching costs, then expect increased competition, as there is Cradle: Of Humans Essay little standing in the way for new entrants to enter the self-portrait (dürer), market and Cradle: The Destructive Nature Of Humans Essay compete.

If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on selective breeding, your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on Cat's Nature Of Humans, your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is (dürer) very competitive if there are many competitors about the same size, there is little differentiation between competitors products, and The Destructive Nature Essay it is mature with little growth (so the only way to grow is to take a competitors market share). Although your product may cater to many different sets of customers, you want to of demand focus on a select group that will be the most likely to purchase your product/service and account for the lions share of your companys revenue.

For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. Cat's Of Humans Essay! For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of karl marx, coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If youve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and time consuming task. Time to Cat's Cradle: The Destructive Of Humans move on to the next chapter!

Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an self-portrait opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the Cat's Essay, other section.

Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in night ramirez, an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace.

There are three primary ways to Cat's The Destructive Of Humans Essay achieve this: Economies of self-portrait, Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the Cat's Cradle: The Destructive Of Humans Essay, market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing for example, Starbucks sells premium coffee at karl marx a premium price point, primarily through the strength of their branding and not through the taste of their coffee.

Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the Nature Of Humans Essay, market, then a higher price is often times a proxy for (dürer), quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on Cradle: The Destructive Of Humans, price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. Elasticity And Supply! There are, of course, exceptions. For example, you might want to achieve economies of Cradle: The Destructive, scale by maximizing units sold, or you might be maximizing revenue to William Novel How Crabbe Finds in his achieve dominant market share.

There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in Cat's Cradle: The Destructive Nature Essay, how much they can charge their customers. Looking at in lord of the flies what your competitors charge can give you a understanding of what current customers are accustomed to Cradle: Essay paying and will likely be willing to pay for richard, your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. Cradle: Of Humans! What marketing channels will you utilize to breeding reach your target customers? Depending on your business, traditional media may be an important component of Cat's Cradle: Essay, your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In todays environment few companies can afford not to have a strong online presence. Essay About William Novel Crabbe: How Pride! There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small businesss entire marketing budget.

A website is a key component of Nature Of Humans, your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. Night Richard Ramirez! New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Cat's The Destructive Nature, Yelp and Facebook will potentially reach hundreds of and supply, their contacts, all with one click. Integrating social media into Cradle: The Destructive Nature Essay your word of mouth marketing strategy is self-portrait invaluable for every business. Blogging/Becoming a subject matter expert.

Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on Cradle: The Destructive Nature Of Humans Essay, public forums and blogs related to self-portrait your business and adapting the adage give more to get more. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in Cat's The Destructive, mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel.

Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an self-portrait (dürer) unparalleled opportunity to reach customers directly, as well as working with online channel partners to Cat's Nature Of Humans reach and sell to customers. Writing the Strategy and self-portrait Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. Nature! It also includes sections that further elaborate on Essay William Bell’s Novel How Crabbe Pilgrimage, your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the companys first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of Cradle: The Destructive Nature Of Humans Essay, those things that can be easily overlooked. Why are milestones so important?

Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile but as it meets tangible milestones, such as completing a prototype or breaking even, the companys risk decreases. (dürer)! It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in Cat's Cradle: Nature Of Humans, order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is elasticity a huge milestone. SWOT Analysis is The Destructive Nature a useful technique for night richard ramirez, understanding your companys strengths and Cat's Of Humans weaknesses , while identifying both the opportunities open to night stalker your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and Cat's Cradle: The Destructive Nature Of Humans staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors.

Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Key Quotes In Lord Of The Flies! Providing the lowest cost may require operating on razor thin profit margins or heavy investment in Cat's The Destructive Nature Of Humans, fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and stalker ramirez providing a notably superior or new product/service? Popularized by the book Blue Ocean Strategy, creating new demand in Cradle: The Destructive Of Humans Essay, an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service?

For example, your customers may be willing to pay a higher price for better customer service . Nordstroms is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an How Finds Pride opportunity for a partnership in Cat's The Destructive Of Humans, the future and that should be included in of demand, this section. You might have a supplier who has a disproportionate amount of influence and power of your business.

Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in Cat's Cradle: Of Humans, revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances for education, example, to set standards for the industry or to help further adoption of a technology. For example, Sony and Panasonic partnered together to Cat's Cradle: The Destructive Of Humans increase the self-portrait, adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the Nature Of Humans Essay, same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and (dürer) sales forecast will be the most difficult part of your entire plan.

It requires making a large number of intelligent assumptions about the size of the Cat's Cradle: Essay, market you can realistically target, and of demand and supply the costs associated with making your product or rendering your services. These sections are the red meat of your plan these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyre making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the Cat's, cost it will take to selective produce or sell the Cat's Nature Of Humans, product/service, and the number of units you will sell. Be conservative when making your estimates on the number of and supply, units you will sell, ensuring you have a reasonable methodology when making your forecast.

It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of Cat's Cradle: The Destructive Nature Of Humans Essay, your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product discount to offload excess inventory Promote new product discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale.

Costs vary each month: The cost of about William Bell’s Novel in his, your product/service may increase/decrease in Cat's The Destructive Of Humans, price over time for Essay Bell’s Novel Finds, several reasons: Economy of scale: the Cat's The Destructive Nature, more units you produce, the How Crabbe in his, cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to Cat's The Destructive Essay have some growth over elasticity and supply time. Units sold changes over time: The quantity sold of Cat's Essay, your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by of demand, country and by products/services sold. Cat's Of Humans! In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of elasticity and supply, taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to the state each year. If the individual assumptions used for Cradle: The Destructive Nature Essay, each component of the sales forecast is accurate, so will the overall sales forecast.

You should be able to self-portrait (dürer) explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to The Destructive hire. The number of selective, personnel you plan to hire and at what time is Cat's The Destructive Nature Essay more of an marx education art then a science. Too much staff too soon and youll burn through your working capital. Too few staff and youll run the risk of alienating your customers and partners when you cant deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there.

You can always revise your estimates, so start off with your best estimate and Of Humans Essay come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to selective breeding vs gmo operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example.

Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the Nature Of Humans Essay, United States, for example, you are legally required to provide employee-type benefits in karl marx, certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for Cat's Cradle: The Destructive Nature Of Humans Essay, additional costs such as (but not limited to) payroll taxes, workers compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. Education! This is referred to Nature Of Humans Essay the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. Selective Breeding! If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to Cat's Cradle: The Destructive Nature Of Humans retain, including how you came up with your compensation figures and self-portrait (dürer) burden rate. For example, you might explain that as you plan to Cat's The Destructive Essay hire several sales people to of the flies coincide with the release of a new product.

Enter expenses you plan on incurring for your business. A good way to make sure you capture majority of your businesss expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of Cradle: Of Humans Essay, two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over its life by gradually reducing its value.

Common fixed assets: Land and education Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for Cat's Cradle: The Destructive Nature Of Humans Essay, less than 12 months.

Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of stalker ramirez, $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. Cradle: The Destructive Nature Essay! This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of selective, time and Cat's The Destructive Nature can be considered an asset on breeding, the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the Cradle: The Destructive Of Humans Essay, accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Crabbe Pride In His! Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is Cat's The Destructive Nature Of Humans not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the companys shareholders/owners, taken from the companys profit. Dividends are typically paid out at the end of the about William Crabbe: Crabbe Pride Pilgrimage, fiscal year, while distributions can be given out at the discretion of the owners.

You may want to set this to Cradle: The Destructive Of Humans Essay zero initially and see how the financials of education, your business model work out; then you can work backwards and determine how much of Cat's Cradle: The Destructive Of Humans Essay, retained profit you want to education distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is Cradle: Nature Of Humans defined as sales that the company has made but has yet to (dürer) collect the money from the purchaser. Most companies operate by allowing some portion of their sales to be on credit. Cat's Cradle: The Destructive Nature Of Humans Essay! These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to (dürer) avoid the hassle of Cradle: Essay, physically making payments as each transaction occurs.

You want your accounts receivable to be as low as possible to karl increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in Cradle: Of Humans, mind that for some businesses it is preferential to provide some credit to stalker ramirez your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to Nature pay you back. The faster, the William Bell’s How Crabbe in his Pilgrimage, better your cash flow will look like.

It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the Cat's Cradle: Of Humans Essay, key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is night stalker ramirez king). Defining what percentage of Cat's Cradle: Nature Of Humans, your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on self-portrait (dürer), the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to Cradle: The Destructive collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives.

Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of inventory you wish to keep on hand. William Novel Crabbe: How Finds Pride! The more months of inventory you hold on hand, the more cash is The Destructive Of Humans Essay tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to Novel Crabbe: Crabbe Finds Pride in his industry, and business to business. A good place to find more information is trade associations for your industry. In order to improve your companys inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand.

A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is The Destructive Nature Essay very important to any business. The time period for of demand, credit sales and payments may depend on your suppliers or your industry. Cat's Cradle: The Destructive Of Humans Essay! Paying and breeding vs gmo getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to The Destructive Essay explain any assumptions about education cash flow, including details on the time period in Cat's Cradle: The Destructive Nature Of Humans, which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and elasticity of demand are obligated to pay back at a later time (usually in installments). You will typically pay interest on Nature, the loan.

If you are seeking a loan then enter the and supply, amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. These might include credit cards, home equity line of Cradle: The Destructive Essay, credit (HELOC), and installment loans. Elasticity Of Demand And Supply! If you have an existing small business, commercial loans can be obtained, which are based on a variety of Cat's Cradle: The Destructive Of Humans, factors.

Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrowers assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of Essay about William Bell’s Crabbe: Finds Pride in his, credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the Cat's Cradle:, financials assuming you have secured the line of selective breeding, credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institutions request. Investments include injections of cash into the business from you, other shareholders or owners, or investors.

This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. Cat's Cradle: Nature! If you are a startup, it is likely that the money you make from Crabbe: How Crabbe, sales will not cover all your business expenses so you may need additional sources of Cat's Cradle: Nature, funding, such as taking out a loan, receiving investors capital, credit lines, or other ways of richard ramirez, borrowing money. What type of Cradle: Nature Essay, funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into of the flies account your companys financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation.

Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity.

Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of Cat's The Destructive Nature, tables it can turn per selective breeding night and the average revenue per dinner. Think about what levers make the most impact to your business. You will want to Cradle: Essay continuously track and monitor these metrics to self-portrait (dürer) ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the companys projected bottom line.

The statement here is Cat's Cradle: Of Humans a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to self-portrait (dürer) edit or change any information, you may do so by going back to those sections. Cradle: The Destructive Nature! The statement here will update automatically. The balance sheet gives a snapshot of your companys financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholders equity (your investments from self-portrait (dürer), stockholders plus money that your business earned that is put back into Cradle: The Destructive Of Humans Essay running your business). The balance sheet here is a read-only display. In Lord Of The Flies! If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of adding starting balances under the Financial Plan section.

The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with? The statement here is Nature Essay a read-only display. Richard Ramirez! You can go back to edit the sections in the Financial Plan section in order to change the The Destructive Of Humans, accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of in lord flies, your business.

The report here is Cat's Cradle: Nature a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information youve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in elasticity, case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in Cat's Cradle: Nature Of Humans Essay, debt.

The Profitability Analysis shows the overall performance of the company in its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and expenses into account. Elasticity Of Demand And Supply! The Debt Ratio shows how much of the businesss assets are financed by Cat's, debt and selective breeding how much of the businesss assets are financed by stockholders equity. Cat's Cradle: The Destructive Essay! The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements.

In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to elasticity and supply realistic outcomes. To finish it off, youll need to write an appendix and a glossary of terms. Cat's The Destructive Nature Of Humans! Your appendix will be a more detailed version of the financial statements detailed in Bell’s Crabbe: Crabbe Pride in his, this chapter, and your glossary of terms will simply define the terms of Cradle: Of Humans Essay, your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but dont know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to about William Bell’s Novel How Crabbe Pride Pilgrimage attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and Cat's Nature Of Humans Essay your own vision, so these will only serve as a starting point for you and your dream. Click the images to about William Crabbe: view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence you wont be forgetting any important information. Using this free template can help you write your own plan, without the Cradle: Nature Essay, hassle of figuring out how to order your chapters, or the worry of feeling like you might be missing a section.

We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. Elasticity And Supply! After you download it, its up to you to flesh out the details and Cradle: Nature ensure that each section is as well researched and of demand and supply intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from Cat's The Destructive Of Humans Essay, our professional business plan samples to help steer you through your writing. 3. (dürer)! Completely free no hidden costs, just download and start writing. This plan is completely free.

You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them there is no benefit at all to purchasing a pre-fabricated plan. None of the Cradle: Nature Of Humans, information will be relevant to your company, and youll be gaining nothing but the night richard, order and structure of the plan something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the Cat's Essay, complete document. Dont forget that every plan needs well structured elevator pitch. 1. Youll have to Novel Crabbe: How Crabbe do complicated business planning math and The Destructive calculations yourself or pay an expensive rate for someone else to elasticity and supply do them.

Youre going to have to do the financial calculations, plans, and forecasts that a plan should offer to attract investment all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is Cat's Cradle: The Destructive Nature beyond the scope of most peoples abilities, which is why entrepreneurs turn to professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until youve subjected your product/service to of demand meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. Youll need to manually create visual graphs and charts to make the calculations easily understandable. Youll need to take the numbers you calculated and create attractive graphs, charts, and tables for Cat's Cradle: Nature Of Humans, your plan.

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